464 Elswick Bridge Rd, Chilhowie, VA 24319 Property Records

Smyth County property record for 464 Elswick Bridge Rd, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1950
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2021)
Tax Bill	$645 (2026)
Deeds & Mortgages	May 2022 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-A-14F`

Property Details

APN / Parcel Number

Primary APN	`76-A-14F`
Alternative APN	`121673`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	384 sqft
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	121673
Street Address	464 ELSWICK BRIDGE RD
City	CHILHOWIE
State	VA
Zip	24319-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH FORK 76 A 14F
Legal Subdivision	SOUTH FORK
Jurisdiction	SMYTH VA
Township / Civil Division	CHILHOWIE
Census Block Group	3
Census Block	3065
Census Tract	30702

Owner

464 Elswick Bridge Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	464 ELSWICK BRIDGE RD, CHILHOWIE, VA 24319-5812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF MARION
Oct 4, 2021	Warranty Deed, Transfer · Closed-End Mortgage THE BANK OF MARION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Deed Document Number	20212588
Deed Book / Page	1074 / 845
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Property Address	464 ELSWICK BRIDGE RD, CHILHOWIE, VA 24319-5812
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001084/665
Date	May 10, 2022
Book Page	1084/665
Instrument	220001124

Lender

Name	THE BANK OF MARION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Oct 4, 2021
Property Address	464 ELSWICK BRIDGE RD, CHILHOWIE, VA 24319-5812
Document Number	1074/845
Book / Page	1074 / 845
Instrument Date	Oct 4, 2021
Instrument	210002588
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 ELSWICK BRIDGE RD, CHILHOWIE, VA 24319-5812

Mortgage

Document Number	210002589
Date	Oct 4, 2021
Instrument	210002589

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 464 Elswick Bridge Rd was $645, up 18.1% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$645.00 (+18.13%)	$93,500 (+0.93%) Land $15,000 Building $78,500	$93,536 (+0.97%) Land $15,000 Building $78,536
2025	$546.00	$92,636 Land $15,000 Building $77,636	$92,636 Land $15,000 Building $77,636
2023	$321.00	$43,500 Land $12,500 Building $31,000	$43,500 Land $12,500 Building $31,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Elswick Bridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2019–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Elswick Bridge Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000
SmythNet Fixed Wireless	100 / 100

Cell Coverage

No cell data coverage reported

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