464 Earl Godwin Rd, Freeport, FL 32439 Property Records

Walton County property record for 464 Earl Godwin Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,635 sqft · built 2021
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2024)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23213-000-0260`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23213-000-0260`
Alternative APN	`18-119-23213-000-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,635 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,635 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	157 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	464 EARL GODWIN RD
City	FREEPORT
State	FL
Zip	32439-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNI
Legal Description	LOT 26 MILL COTTAGES AT HAMMOCK BAY PB 22-44 OR 3159-3497 OR 3186-3143 OR 3335-59
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	2
Legal Lot Number	26
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2027
Census Tract	950502

Owner

464 Earl Godwin Rd is owned by two individuals who bought it in September 2024.

Source: Walton County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	163 N SAND PALM RD, FREEPORT, FL 32439-3729
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 3, 2024	Warranty Deed, Transfer · VA Mortgage OBSIDIAN FINANCIAL SERVICES INC
Mar 8, 2021	Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	202430976
Deed Book / Page	3335 / 59
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	464 EARL GODWIN RD, FREEPORT, FL 32439-2760
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 EARL GODWIN RD, FREEPORT, FL 32439-2760

Mortgage

Document Number	0033803811
Date	Dec 15, 2025
Book Page	3380/3811
Instrument	20250046011

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 3, 2024
Property Address	464 EARL GODWIN RD, FREEPORT, FL 32439-2760
Document Number	0033350059
Book / Page	3335 / 59
Map Reference	MB 22 PG 44-47
Instrument Date	Aug 30, 2024
Instrument	20240030976
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 CORKWOOD CT, FREEPORT, FL 32439-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 N SAND PALM RD, FREEPORT, FL 32439-3729

Mortgage

Document Number	20240030977
Date	Sep 3, 2024
Instrument	20240030977

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 8, 2021
Property Address	464 EARL GODWIN RD, FREEPORT, FL 32439-2760
Document Number	0031863143
Book / Page	3186 / 3143
Map Reference	MB 22 PG 44-47
Instrument Date	Feb 25, 2021
Instrument	20210010918
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,973.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 TOURNAMENT LN, FREEPORT, FL 32439-6309
Investor	Possibly a Property Investor

Mortgage

Document Number	0031863144
Date	Mar 8, 2021
Instrument	3186/3144

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 464 Earl Godwin Rd was $3,634, down 3.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,634.00 (-3.94%)	$284,034 Land $50,000 Building $234,034	$284,034 Land $50,000 Building $234,034
2024	$3,783.00 (+0.24%)
2023	$3,774.00 (+10.93%)	$283,519 (+8.86%) Land $49,485 Building $234,034	$283,519 (+8.86%) Land $49,485 Building $234,034
2022	$3,402.00	$260,445 Land $54,928 Building $205,517	$260,445 Land $54,928 Building $205,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Earl Godwin Rd in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Earl Godwin Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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