464 Denise Rd, Ava, IL 62907 Property Records

Jackson County property record for 464 Denise Rd, Ava, IL 62907

Property Summary

Property Type	Rural Home
Details	1,344 sqft · built 2014
Lot Size	8.13 acres (354,143 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-13-100-009`

Property Details

APN / Parcel Number

Primary APN	`02-13-100-009`
Alternative APN	`02-13-100-009-0011`

Interior

Stories	1 Story
Building Area	1,344 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	354,143 sqft (8.13 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	464 DENISE RD
City	AVA
State	IL
Zip	62907-2133
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE 1/4 NW 1/4 & PT S 1/2 NW 1/4 NE 1/4 8.13 SURV AC 2013/23233 PC 3 SL 064 2021R003779
Jurisdiction	JACKSON IL
Township / Civil Division	BRADLEY
Census Block Group	2
Census Block	2025
Census Tract	10100

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	464 DENISE RD, AVA, IL 62907-2133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAC FCU
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim
May 17, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/CAMPBELL HILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	464 DENISE RD, AVA, IL 62907-2133
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004587
Date	Aug 24, 2021
Instrument	2021R004587

Lender

Name	SAC FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2031

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IL
Recording Date	Jul 16, 2021
Property Address	464 DENISE RD, AVA, IL 62907-2133
Document Number	0000003779
Instrument Date	Jul 13, 2021
Instrument	2021R003779
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 DENISE RD, AVA, IL 62907-2133

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON IL
Property Address	464 DENISE RD, AVA, IL 62907-2133
Document Number	0000002528
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	464 DENISE RD AVA IL 629072133, AVA, IL 62907-2133

Mortgage

Document Number	0000002528
Date	May 23, 2017
Instrument	2528

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Bradley Township
Unified School District	Trico Community Unit School District 176 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+4.37%) Homeowner's exemption	$61,394 (+27.08%) Land $5,142 Building $56,252
2024	$3,753.00 (+17.61%)
2022	$3,191.00 Homeowner's exemption	$48,312 Land $3,543 Building $44,769
2020			$145,227 Land $9,228 Building $135,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: BLIP Networks.

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