464 Carmel Rd, Merced, CA 95341 Property Records

Merced County property record for 464 Carmel Rd, Merced, CA 95341 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,575 sqft · built 1959
Lot Size0.166 acres (7,231 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Oct 2020)
Tax Bill$2,816 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN061-276-014-000

Property Details

APN / Parcel Number

Primary APN061-276-014-000
Alternative APN
  • 061276014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,113 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1960
Architectural StyleOther
Construction TypeWood Frame
Lot Area7,231 sqft (0.166 acres)
PorchPorch
Porch Area7 sqft
Patio Area213 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Old Parcel Number061276014
Street Address464 CARMEL RD
CityMERCED
StateCA
Zip95341-5439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIERRA EST LOT 63
Legal SubdivisionSIERRA ESTATE
Legal Lot Number63
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3010
Census Tract1700

Owner

Source: Merced County records · APN 061-276-014-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address464 CARMEL RD, MERCED, CA 95341-5439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 29, 2020Grant Deed, Transfer · FHA Mortgage
THELENDER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleJun 07, 2006 · Amount on Record
Deed Document Number2020039569
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address464 CARMEL RD, MERCED, CA 95341-5439
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyMADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 CANAL ST, MERCED, CA 95341-6626

Mortgage

Document Number0000036770
DateAug 19, 2021
Instrument2021036770
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateOct 29, 2020
Property Address464 CARMEL RD, MERCED, CA 95341-5439
Document Number0000039569
Instrument DateSep 28, 2020
Instrument39569
Transaction TypeTransfer
Record UpdatedDec 02, 2020
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address464 CARMEL RD MERCED CA 953415439, MERCED, CA 95341-5439

Mortgage

Document Number39570
DateOct 29, 2020
Instrument39570
Lender
NameTHELENDER
AddressST PETERS, MO 63376
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2050

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,816.00 (+7.73%) Homeowner's exemption$259,782 (+4.04%) Land $54,121 Building $205,661
2023$2,614.00 (+0.54%) Homeowner's exemption$249,696 Land $52,020 Building $197,676
2022$2,600.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470017003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 118 individual NFIP policies nearby
Nearby Flood Policies118 in force
Nearby Flood Claims6 (1995–2023)
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Ayera Technologies, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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