Westerly Town property record for 464 Atlantic Ave, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 868 sqft · built 1955 |
| Lot Size | 0.54 acres (23,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Apr 2010) |
| Tax Bill | $7,546 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Aug 2021 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | WEST M:155 B:52 |
| Primary APN | WEST M:155 B:52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| Gross Area | 3,188 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,504 sqft (0.54 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22056815 |
|---|---|
| Street Address | 464 ATLANTIC AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4336 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 52 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51000 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 BROWN SCHOOL RD, PRESTON, CT 06365-8104 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage DIME BANK |
| Aug 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK |
| Jun 2, 2020 | Deed of Trust, Mortgage EASTERN S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2010 · Amount on Record |
| Deed Sale | Apr 23, 2010 · Amount on Record |
| Deed Book / Page | 1863 / 451 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 464 ATLANTIC AVE, WESTERLY, RI 02891-4336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-2757 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 2019/2757 |
| Instrument | 727 |
| Name | DIME BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Mar 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 464 ATLANTIC AVE, WESTERLY, RI 02891-4336 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-20968 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 2021/20968 |
| Instrument | 2021-4692 |
| Name | EASTERN CT SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Sep 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 464 ATLANTIC AVE, WESTERLY, RI 02891-4336 |
| Document Number | 2020-208 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 464 ATLANTIC AVE WESTERLY RI 028914336, WESTERLY, RI 02891-4336 |
| Document Number | 2020-208 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 002020/010208 |
| Instrument | 2345 |
| Name | EASTERN S&L |
|---|---|
| Type | Federal Savings Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2040 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,546.00 (+0.41%) | $1,061,300 (+35.86%) Land $831,200 Building $230,100 |
| 2023 | $7,515.00 (+0.63%) | $781,200 (-) Land $597,200 Building $184,000 |
| 2022 | $7,468.00 | $781,200 Land $597,200 Building $184,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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