464 Algoma Spur Rd, Sagle, ID 83860 Property Records

Bonner County property record for 464 Algoma Spur Rd, Sagle, ID 83860

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,661 sqft · built 1977
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$134,300 (Aug 2020)
Tax Bill	$1,053 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP56N02W169901A`

Property Details

APN / Parcel Number

Primary APN	`RP56N02W169901A`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,661 sqft Finished Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	80,586 sqft (1.85 acres)
Garage Type	Built-in
Lean-To	120 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	464 ALGOMA SPUR RD
City	SAGLE
State	ID
Zip	83860-9443
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	S
Legal Description	16-56N-2W TAX 13 LESS TAX 14,15,27 1977 CHAMPION 24 X 60 RP CPWRS
Legal Range	02W
Legal Township	56N
Legal Section	16
Legal Subdivision	CPWRS
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2033
Census Tract	950902

Owner

464 Algoma Spur Rd, a mobile home, is owned and occupied by two individuals who bought it in August 2020.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 ALGOMA SPUR RD, SAGLE, ID 83860-9443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit POTLATCH NO 1 FCU
Aug 28, 2020	Warranty Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Jan 22, 2013
Deed Document Number	2020964281
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	0000673675
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	464 ALGOMA SPUR RD, SAGLE, ID 83860-9443
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001014147
Date	Nov 14, 2022
Instrument	1014147

Lender

Name	POTLATCH NO 1 FCU
Type	Credit Union
Address	83601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Aug 28, 2020
Property Address	464 ALGOMA SPUR RD, SAGLE, ID 83860-9443
Document Number	964281
Instrument Date	Aug 19, 2020
Instrument	964281
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	964282
Date	Aug 28, 2020
Instrument	964282

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Mortgage

Document Number	964283
Date	Aug 28, 2020
Instrument	964283

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 464 Algoma Spur Rd was $1,053 with a homeowner's exemption, up 5.7% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,053.00 (+5.72%) Homeowner's exemption	$358,105 (+4.5%) Land $228,853 Building $129,252	$358,105 (+4.5%) Land $228,853 Building $129,252
2025	$996.00 Homeowner's exemption	$342,671 Land $249,769 Building $92,902	$342,671 Land $249,769 Building $92,902
2023	$799.00 Homeowner's exemption	$282,175 Land $174,109 Building $108,066	$282,175 Land $174,109 Building $108,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 464 Algoma Spur Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Algoma Spur Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Kaniksu Internet, T-Mobile, Vyve Broadband, Ziply Fiber.

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