4639 Terrace Rd, Madera, CA 93636 Property Records

Madera County property record for 4639 Terrace Rd, Madera, CA 93636

Property Summary

Property TypeSingle Family Home
Details2,359 sqft · built 2021
Lot Size0.168 acres (7,312 sqft)
Owner2 Individual Names on Record
Last Sale$504,500 (May 2021)
Tax Bill$7,464 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN081-270-016-000

Property Details

APN / Parcel Number

Primary APN081-270-016-000
Alternative APN
  • 081270016

Interior

Stories1 Story
Building Area2,359 sqft Living Area
1st Floor Area2,359 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area7,312 sqft (0.168 acres)
Garage Area439 sqft
Parking Spaces2 Parking Spaces
Patio Area199 sqft

Location & Zoning

Street Address4639 TERRACE RD
CityMADERA
StateCA
Zip93636-8049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTESORO VIEJO - HILLSIDE TR 273 64/08 LOT 418
Legal SubdivisionTESORO VIEJO - HILLSIDE
Legal Tract273
Legal Lot Number418
JurisdictionMADERA CA
Township / Civil DivisionOAKHURST-NORTH FORK
Census Block Group3
Census Block3053
Census Tract102

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4639 TERRACE RD, MADERA, CA 93636-8049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 28, 2021Grant Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Apr 5, 2020Loan Modification, Mortgage · Line of Credit
UNITED SEC BK
Mar 6, 2020Loan Modification, Mortgage
OLD REPUBLIC TITLE
Oct 31, 2019Loan Modification, Mortgage
OLD REPUBLIC TITLE
Jun 7, 2019Grant Deed, Transfer · Line of Credit
UNITED SEC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Deed Document Number202117192
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4639 TERRACE RD, MADERA, CA 93636-8049

Mortgage

Document Number0000003895
DateFeb 10, 2022
Instrument2022003895
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term354 Months
DueAug 1, 2051

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateMay 28, 2021
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Document Number0000017192
Map ReferenceMB 64 PG 8-34
Instrument DateMay 3, 2021
Instrument2021017192
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4639 TERRACE RD, MADERA, CA 93636-8049

Mortgage

Document Number0000017193
DateMay 28, 2021
Instrument2021017193
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADERA CA
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Document Number0000010203
Instrument DateApr 5, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7020 N VAN NESS BLVD FRESNO CA 937117185, FRESNO, CA 93711-7185

Mortgage

Document Number0000010203
DateMay 5, 2020
Instrument10203
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADERA CA
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Document Number0000007695
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7020 N VAN NESS BLVD FRESNO CA 937117185, FRESNO, CA 93711-7185

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADERA CA
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Document Number0000026053
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7020 N VAN NESS BLVD FRESNO CA 937117185, FRESNO, CA 93711-7185

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateJun 7, 2019
Property Address4639 TERRACE RD, MADERA, CA 93636-8049
Document Number0000012331
Instrument DateJun 6, 2019
Instrument12331
Transaction TypeTransfer
Record UpdatedMay 21, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$1,173.00
Amount AccuracyFull Value
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7020 N VAN NESS BLVD FRESNO CA 937117185, FRESNO, CA 93711-7185

Mortgage

Document Number12335
DateJun 7, 2019
Instrument12335
Lender
NameUNITED SEC BK
TypeBank
Address2126 INYO ST, FRESNO, CA 93721-2611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
Unified School DistrictChawanakee Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$556,468 (+2%) Land $99,366 Building $457,102
2025$7,464.00 (+4.48%) Homeowner's exemption$545,558 (+4.04%) Land $97,418 Building $448,140
2023$7,144.00 (+1.18%) Homeowner's exemption$524,375 Land $93,636 Building $430,739
2022$7,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTESORO VIEJO MASTER MWC, INC.
private · serves 4,660 people · EPA ID CA2010017
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Table Top Telephone
Fiber
1,000 / 1,000
unWired Broadband
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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