4639 Sunsail Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 4639 Sunsail Cir, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1999
Lot Size	0.122 acres (5,335 sqft)
Owner	Individual Name on Record
Last Sale	$144,600 (Feb 1999)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5001-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5001-5`
Alternative APN	`00-2S-22-0385-0000-0850`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Heated Area
Gross Area	2,287 sqft
1st Floor Area	1,671 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	5,335 sqft (0.122 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	28 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4639 SUNSAIL CIR
City	DESTIN
State	FL
Zip	32541-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSAIL S/D LOT 85
Legal Range	22
Legal Township	02S
Legal Subdivision	SUNSAIL S/D
Legal Lot Number	85
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1003
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	352 8TH ST, ATLANTIC BEACH, FL 32233-5436
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 1999 · Amount on Record
Deed Sale	Feb 16, 1999 · Amount on Record
Deed Document Number	0021983697
Deed Book / Page	002S2
Last Transfer Date	Oct 10, 2025
Transfer Doc	0003777404
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 10, 2025
Property Address	4639 SUNSAIL CIR, DESTIN, FL 32541-5725
Document Number	0003777404
Map Reference	MB 15 PG 98-101
Instrument Date	Oct 2, 2025
Instrument	3777404
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 8TH ST, ATLANTIC BEACH, FL 32233-5436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 8TH ST, ATLANTIC BEACH, FL 32233-5436

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,677.00 (+0.24%)	$400,806 (-9.14%) Land $194,761 Building $206,045	$400,806 (-9.14%) Land $194,761 Building $206,045
2024	$4,666.00 (+11.36%)	$441,114 (+14.77%) Land $189,089 Building $252,025	$441,114 (+14.77%) Land $189,089 Building $252,025
2023	$4,190.00 (+8.97%)	$384,360 (+10.04%) Land $130,902 Building $253,458	$384,360 (+10.04%) Land $130,902 Building $253,458
2022	$3,845.00	$349,295 Land $119,002 Building $230,293	$349,295 Land $119,002 Building $230,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1999) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20