4639 E Laredo Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4639 E Laredo Ln, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,132 sqft · built 2000
Lot Size	0.129 acres (5,623 sqft)
Owner	Company Name on Record
Last Sale	$408,000 (Jun 2020)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-231`

Property Details

APN / Parcel Number

Primary APN	`211-60-231`
Alternative APN	`211602316`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,244 sqft
2nd Floor Area	888 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,623 sqft (0.129 acres)
View / Lot	Greenbelt
Parking Spaces	2 Parking Spaces
Pool Area	405 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4639 E LAREDO LN
City	CAVE CREEK
State	AZ
Zip	85331-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	DOVE VALLEY RANCH PARCEL H MCR 485-44
Legal Range	4E
Legal Township	5N
Legal Section	7
Legal Subdivision	DOVE VALLEY RANCH PARCEL H
Legal Lot Number	84
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3001
Census Tract	612500

Owner

Source: Maricopa County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Intrafamily Transfer, Transfer
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	2020578637
Last Transfer Date	Feb 27, 2023
Transfer Doc	0000095177
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 27, 2023
Property Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062
Document Number	0000095177
Map Reference	MB 485 PG 44
Instrument Date	Feb 22, 2023
Instrument	20230095177
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062

Mortgage

Document Number	0000741830
Date	Jul 7, 2021
Instrument	20210741830

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 30, 2020
Property Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062
Document Number	0000578637
Map Reference	MB 485 PG 44
Instrument Date	Jun 23, 2020
Instrument	20200578637
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4639 E LAREDO LN, 4639, CAVE CREEK, AZ 85331-5062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4639 E LAREDO LN, CAVE CREEK, AZ 85331-5062

Mortgage

Document Number	0000578638
Date	Jun 30, 2020
Instrument	20200578638

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,010 (+47.08%)	$540,100 (+0.67%) Land $108,000 Building $432,100
2025	$1,646.00 (-18.84%)	$36,721 (-33.05%)	$536,500 (-2.19%) Land $107,300 Building $429,200
2024		$54,850	$548,500 Land $109,700 Building $438,800
2023	$2,028.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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