San Diego County property record for 4639 Cyrus Way, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,314 sqft · built 1996 |
| Lot Size | 0.128 acres (5,577 sqft) |
| Owner | Company Name on Record |
| Last Sale | $585,000 (Feb 2015) |
| Tax Bill | $7,901 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169-520-08-00 |
| Primary APN | 169-520-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,314 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 5,577 sqft (0.128 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4639 CYRUS WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-5169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 8 TR 012136 |
| Legal Subdivision | LEISURE VILLAGE OCEANSIDE |
| Legal Tract | 012136 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 19808 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 3, 2023 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on Record |
| Deed Sale | Feb 20, 2015 · Amount on Record |
| Prior Sale | Jan 8, 2010 · Amount on Record |
| Deed Document Number | 201577854 |
| Prior Transfer Date | Feb 18, 2015 |
| Prior Transfer Doc | 0000078710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Document Number | 0000028098 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023-0028098 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Document Number | 0000359662 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0359662 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4639 CYRUS WAY, OCEANSIDE, CA 92056-5169 |
| Document Number | 0000062118 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Address | 4639 CYRUS WAY OCEANSIDE CA 920565169, OCEANSIDE, CA 92056-5169 |
| Document Number | 0000062118 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 62118 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $717,134 (+2%) Land $349,372 Building $367,762 | |
| 2025 | $7,901.00 (+8.71%) Homeowner's exemption | $703,073 (+4.04%) Land $342,522 Building $360,551 |
| 2023 | $7,268.00 (+0.28%) Homeowner's exemption | $675,773 Land $329,222 Building $346,551 |
| 2022 | $7,248.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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