4638 Windstarr Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4638 Windstarr Dr, Destin, FL 32541 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,497 sqft Living Area
Lot Size4,291 sqft (0.099 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Tax Bill$4,157.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-4981-9
Alternative APNs
  • 00-2S-22-0385-0000-0650
  • 22S200038500000650

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,497 sqft Living Area
Gross Area2,108 sqft Gross Area
1st Floor1,497 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area4,291 sqft (0.099 acres)
Garage TypeAttached Garage
Garage Area440 sqft Garage
Patio Area135 sqft Patio
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4638 WINDSTARR DR
CityDESTIN
StateFL
Zip32541-4765
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUNSAIL S/D LOT 65
Legal SubdivisionSUNSAIL S/D
Legal Lot Number65
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1003
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-000-589-4981-9

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4638 WINDSTARR DR, DESTIN, FL 32541-4765
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 03, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
COMPASS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2016
Deed SaleApr 14, 2016
Prior SaleJul 03, 2007 · Amount on Record
Deed Doc Number20163060123
Deed Book / Page3243 / 3049
Prior Transfer DateMay 23, 2007
Prior Transfer Doc0027871962
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4638 WINDSTARR DR, DESTIN, FL 32541-4765
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4638 WINDSTARR DR, DESTIN, FL 32541-4765

Mortgage

Document Number0036144622
DateApr 07, 2022
Book Page3614/4622
Instrument3540630
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 03, 2018
Property Address4638 WINDSTARR DR, DESTIN, FL 32541-4765
Document Number0033320012
Book / Page003332 / 000012
Instrument DateDec 29, 2017
Instrument3180718
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyVINTAGE TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4638 WINDSTARR DR DESTIN FL 325414765, DESTIN, FL 32541-4765

Mortgage

Document Number33320014
DateJan 03, 2018
Book Page003332/000014
Instrument3180719
Lender
NameCOMPASS BK
TypeFederal Savings Bank (FSB)
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 02, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,157.00 (+4.26%) Homeowner's exemption$390,081 (+4.76%) Land $194,761 Building $195,320$390,081 (+4.76%) Land $194,761 Building $195,320
2023$3,987.00 (+4.62%) Homeowner's exemption$372,367 (+5.53%) Land $130,902 Building $241,465$372,367 (+5.53%) Land $130,902 Building $241,465
2022$3,811.00$352,854 Land $119,002 Building $233,852$352,854 Land $119,002 Building $233,852

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