Richmond City property record for 4638 Stuart Ave, Richmond, VA 23226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 1938 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (Aug 2026) |
| Tax Bill | $9,564 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2026 Sale + 3 more |
| APN | W-019-0246-031 |
| Primary APN | W-019-0246-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| 1st Floor Area | 1,262 sqft |
| Upper Floors Area | 615 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4638 STUART AVE |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23226-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 SINGLE |
| Legal Description | COLONIAL PLACE ANNEX L8; 0060.00X0135.00 0000.000 |
| Legal Subdivision | COLONIAL PLACE ANNEX |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50200 |
Source: Richmond City records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK |
| Aug 11, 2026 | Bargain and Sale Deed, Transfer FIRST AMERICAN TITLE |
| Jun 5, 2025 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 2, 2020 | Warranty Deed, Transfer · Conventional with PMI ANCHOR LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 202614947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Sep 21, 2026 |
| Property Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Number | 0000017381 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202617381 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1612 KEITH VALLEY RD, CHARLOTTESVILLE, VA 22901-3018 |
| Document Number | 0000017381, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202617381 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Aug 11, 2026 |
| Property Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Number | 0000014947 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202614947 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $77,265.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009221 |
|---|---|
| Date | Jun 5, 2025 |
| Instrument | 250009221 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Feb 19, 2021 |
| Property Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Number | 4830 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 210004830 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Number | 4831 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 210004831 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Nov 2, 2020 |
| Property Address | 4638 STUART AVE, RICHMOND, VA 23226-1317 |
| Document Number | 0000025907 |
| Book / Page | 002000 / 025908 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 25907 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5310 MARKEL RD #104 RICHMOND VA 232303030, 104, RICHMOND, VA 23230-3030 |
| Investor | Possibly a Property Investor |
| Document Number | 25908 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 002000/025908 |
| Instrument | 25908 |
| Name | ANCHOR LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,564.00 (+18.96%) | $797,000 (+18.96%) Land $265,000 Building $532,000 | $797,000 (+18.96%) Land $265,000 Building $532,000 |
| 2025 | $8,040.00 (+40,1%) | $670,000 (+2.45%) Land $265,000 Building $405,000 | $670,000 (+2.45%) Land $265,000 Building $405,000 |
| 2024 | $654,000 Land $265,000 Building $389,000 | ||
| 2023 | $654,000 Land $265,000 Building $389,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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