4638 N Bear Flat Rd, Payson, AZ 85541 Property Records

Gila County property record for 4638 N Bear Flat Rd, Payson, AZ 85541 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Ranch
Year Built	Built 1965
Square Footage	1,540 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Tax Bill	$1,256.00 (2025)

Owner

Source: Gila County records · APN 303-06-116

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 E FRANK CIR, PAYSON, AZ 85541-2352
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 30, 2023
Transfer Doc	0000004830
Record Refreshed	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GILA AZ
Recording Date	May 31, 2023
Property Address	4638 N BEAR FLAT RD, PAYSON, AZ 85541-9436
Document Number	0000004830
Instrument Date	May 31, 2023
Instrument	2023-004830
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	94 E FRANK CIR, PAYSON, AZ 85541-2352

Mortgage

Document Number	0000004831
Date	May 31, 2023
Instrument	2023-004831

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,023 (+24.14%) Land $5,243 Building $16,780	$220,227 (+24.14%) Land $52,426 Building $167,801
2025	$1,256.00 (+10.47%)
2024		$17,740 Land $6,226 Building $11,514	$177,398 Land $62,263 Building $115,135
2023	$1,137.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Extreme above 99% of the US · above 98% of Arizona
Wildfire Likelihood	About 1 in 47 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`303-06-116`
Alternative APNs	`R029740` `029740`

Interior

Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,540 sqft Living Area
1st Floor	616 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch Style
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Roof Material	Asbestos Roof
Lot Area	6,098 sqft (0.14 acres)
Porch	Porch
Porch Area	112 sqft Porch
Canopy Area	112 sqft Canopy

Utilities and HVAC

Cooling System	None Cooling
Sewage	Septic Sewage

Location & Zoning

Account Number	R029740
Street Address	4638 N BEAR FLAT RD
City	PAYSON
State	AZ
Zip	85541-9436
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION: 34 TOWNSHIP: 11N RANGE: 12E POR BEAR FLAT SUBDIVISION, PLAT 72, HES 425, THE EAST PORTION OF PARCEL BEG NE COR LOT 14; TH N03D42E, 42.0; TH WLY TO POINT THAT IS N01D54W, 42.0 FROM NW COR LOT 14A; TH S01D54E, 42.0; TH ELY TO POB, EXC THAT PAR
Legal Range	12E
Legal Township	11N
Legal Section	34
Legal Subdivision	BEAR FLAT SUBD
Legal Lot Number	14A
Jurisdiction	GILA AZ
Minor Civil Division	PAYSON
Census Blockgroup	1
Census Block	1060
Census Tract	200