Iosco County property record for 4638 Johnson Rd, Oscoda, MI 48750
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,510 sqft · built 1970 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $64,000 (Sep 2014) |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2022 Refinance |
| Flood Zone | Zone A (high risk) |
| APN | 02001520000600 |
| Primary APN | 02001520000600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,510 sqft Building Perimeter |
| 1st Floor Area | 1,510 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Modular |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4638 JOHNSON RD |
|---|---|
| City | OSCODA |
| State | MI |
| Zip | 48750-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TT23N R9E SEC 15 A-40 M/L. SW OF NW OF SD SEC EXCEPT: COM AT COR COMMON W/ SEC 15 & SEC 16, TH S 89D 01M 58S E ALG EW LN OF S |
| Legal Range | 09E |
| Legal Township | 23N |
| Legal Section | 15 |
| Jurisdiction | IOSCO MI |
| Township / Civil Division | AU SABLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 400 |
4638 Johnson Rd is owned and occupied by two individuals who bought it in September 2014.
Source: Iosco County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4638 JOHNSON RD, OSCODA, MI 48750-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HURON COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on File |
| Deed Sale | Sep 16, 2014 · Amount on File |
| Deed Book / Page | 1114 / 640 |
| Prior Transfer Date | Sep 14, 2014 |
| Prior Transfer Doc | 01114/00640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 4638 JOHNSON RD, OSCODA, MI 48750-9528 |
| Document Number | 0000005096 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20265096 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4638 JOHNSON RD, OSCODA, MI 48750-9528 |
| Document Number | 0000005096, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20265096 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IOSCO MI |
| Property Address | 4638 JOHNSON RD, OSCODA, MI 48750-9528 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022005611 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 2022005611 |
| Name | HURON COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 4638 Johnson Rd was $4,409 with a homeowner's exemption.
Source: Iosco County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Iosco County |
| County Subdivision | Au Sable Charter Township |
| Unified School District | Oscoda Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,300 (-0.41%) Land $169,300 | $338,600 (-0.41%) Land $338,600 | |
| 2025 | $4,409.00 Homeowner's exemption | $170,000 Land $170,000 | $340,000 Land $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4638 Johnson Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1997–2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Mar 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4638 Johnson Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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