4638 Harmonie Ct, Indianapolis, IN 46239 Property Records

Marion County property record for 4638 Harmonie Ct, Indianapolis, IN 46239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,704 sqft · built 2005
Lot Size	0.29 acres (12,633 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Feb 2019)
Tax Bill	$4,796 (2024)
Deeds & Mortgages	May 2020 Construction Loan Feb 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`49-09-33-107-085.000-300`

Property Details

APN / Parcel Number

Primary APN	`49-09-33-107-085.000-300`
Alternative APN	`3022198`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,704 sqft Living Area
Gross Area	5,354 sqft
1st Floor Area	3,067 sqft
Upper Floors Area	1,430 sqft
Basement Area	1,637 sqft
Finished Basement	1,637 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,633 sqft (0.29 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4638 HARMONIE CT
City	INDIANAPOLIS
State	IN
Zip	46239-9270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF RUN SEC 1 L 75
Legal Subdivision	WOLF RUN SEC 1
Legal Lot Number	75
Jurisdiction	MARION IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2026
Census Tract	390200

Owner

Source: Marion County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4638 HARMONIE CT, INDIANAPOLIS, IN 46239-9270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Construction Mortgage RUOFF MORTGAGE CO INC
Feb 12, 2019	Warranty Deed, Construction Loan · Construction Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	201912790
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4638 HARMONIE CT, INDIANAPOLIS, IN 46239-9270
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048244
Date	May 13, 2020
Instrument	A202000048244

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Feb 12, 2019
Property Address	4638 HARMONIE CT, INDIANAPOLIS, IN 46239-9270
Document Number	0000012790
Instrument Date	Feb 8, 2019
Instrument	A201900012790
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 HARMONIE CT, INDIANAPOLIS, IN 46239-9270

Mortgage

Document Number	0000012791
Date	Feb 12, 2019
Instrument	A201900012791

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Franklin Township
Consolidated City	Indianapolis City
Unified School District	Franklin Township Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,600 (+28.74%) Land $53,200 Building $487,400	$540,600 (+28.74%) Land $53,200 Building $487,400
2024	$4,796.00 (+14.24%)
2023	$4,198.00 (-1.04%) Homeowner's exemption	$419,900 (-1.01%) Land $53,200 Building $366,700	$419,900 (-1.01%) Land $53,200 Building $366,700
2022	$4,242.00 (+6.93%) Homeowner's exemption	$424,200 Land $53,200 Building $371,000	$424,200 Land $53,200 Building $371,000
2021	$3,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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