4638 E Saint Charles Ave, Phoenix, AZ 85042 Property Records

Maricopa County property record for 4638 E Saint Charles Ave, Phoenix, AZ 85042

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,456 sqft · built 1978
Lot Size0.166 acres (7,218 sqft)
Owner2 Individual Names on Record
Last Sale$77,900 (Oct 1997)
Tax Bill$673 (2025)
Deeds & MortgagesMay 2017 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN123-58-568

Property Details

APN / Parcel Number

Primary APN123-58-568
Alternative APN
  • 123585681

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,588 sqft
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area7,218 sqft (0.166 acres)
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4638 E SAINT CHARLES AVE
CityPHOENIX
StateAZ
Zip85042-5371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionROOSEN GARDENS UNIT 2 MCR 171-30
Legal Range4E
Legal Township1N
Legal Section31
Legal SubdivisionROOSEN GARDENS UNIT 2
Legal Lot Number119
Legal Unit2
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3003
Census Tract116202

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4638 E SAINT CHARLES AVE, PHOENIX, AZ 85042-5371
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 2, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 1997 · Amount on Record
Deed SaleOct 23, 1997 · Amount on Record
Prior SaleAug 25, 1997
Deed Document Number1997742332
Transfer Doc0000584284
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4638 E SAINT CHARLES AVE, PHOENIX, AZ 85042-5371
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000316067
DateMay 2, 2017
Instrument2017-0316067
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4638 E SAINT CHARLES AVE, PHOENIX, AZ 85042-5371
Document Number0000764857
Instrument DateAug 15, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4638 E SAINT CHARLES AVE PHOENIX AZ 850425371, PHOENIX, AZ 85042-5371

Mortgage

Document Number0000764857
DateAug 20, 2020
Instrument764857
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 19, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictTempe School District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,460 (+324.21%)$284,600 (-1.28%) Land $56,900 Building $227,700
2025$673.00 (+8.03%)$6,709 (-76.81%)$288,300 (-0.35%) Land $57,600 Building $230,700
2024$28,930$289,300 Land $57,800 Building $231,500
2023$623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AirFiber WISP
Fixed Wireless
100 / 25

May also be available: AT&T, CenturyLink, GeoLinks, T-Mobile, Tristate Wi-Fi by Wi-Fiber, Verizon.

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