4638 E el Rito Dr, Orange, CA 92867 Property Records

Orange County property record for 4638 E el Rito Dr, Orange, CA 92867

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,515 sqft · built 1990
Lot Size	0.402 acres (17,500 sqft)
Owner	Company Name on Record
Last Sale	$1,110,000 (Dec 2006)
Tax Bill	$16,599 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`361-472-02`

Property Details

APN / Parcel Number

Primary APN	`361-472-02`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,515 sqft Living Area
Gross Area	4,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	17,500 sqft (0.402 acres)
View / Lot	Good
Garage Area	719 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4638 E EL RITO DR
City	ORANGE
State	CA
Zip	92867-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12458 BLK LOT 20
Legal Subdivision	TRACT NO 12458
Legal Tract	12458
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1002
Census Tract	75814

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit WHEELHOUSE CREDIT UNION
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2006 · Amount on Record
Deed Sale	Dec 28, 2006 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Document Number	2006871370
Last Transfer Date	Jan 3, 2019
Transfer Doc	0000003289
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 E EL RITO DR, ORANGE, CA 92867-2213

Mortgage

Document Number	0000119535
Date	Feb 19, 2021
Instrument	2021000119535

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 E EL RITO DR, ORANGE, CA 92867-2213

Mortgage

Document Number	0000092040
Date	Mar 31, 2026
Instrument	2026000092040

Lender

Name	WHEELHOUSE CREDIT UNION
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4638 E EL RITO DR, ORANGE, CA 92867-2213

Mortgage

Document Number	0000039597
Date	Jan 29, 2025
Instrument	2025000039597

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Document Number	0000143935
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4638 E EL RITO DR ORANGE CA 928672213, ORANGE, CA 92867-2213

Mortgage

Document Number	0000143935
Date	Mar 31, 2020
Instrument	143935

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 4, 2019
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Document Number	0000003290
Instrument Date	Jan 3, 2019
Instrument	3290
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4638 E EL RITO DR ORANGE CA 928672213, ORANGE, CA 92867-2213

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 4, 2019
Property Address	4638 E EL RITO DR, ORANGE, CA 92867-2213
Document Number	0000003289
Instrument Date	Jan 3, 2019
Instrument	3289
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4638 E EL RITO DR ORANGE CA 928672213, ORANGE, CA 92867-2213

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,566,478 (+2%) Land $780,414 Building $786,064
2025	$16,599.00 (+2.22%) Homeowner's exemption	$1,535,763 (+4.04%) Land $765,112 Building $770,651
2024	$16,238.00 (+2.22%)
2023	$15,885.00 (+6.6%) Homeowner's exemption	$1,476,128 Land $735,401 Building $740,727
2022	$14,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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