4637 Starfish Ave, Sebring, FL 33870 Property Records

Highlands County property record for 4637 Starfish Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 1996
Lot Size	0.231 acres (10,085 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (May 2023)
Tax Bill	$2,522 (2024)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-10-34-28-010-0000-3120`

Property Details

APN / Parcel Number

Primary APN	`C-10-34-28-010-0000-3120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,863 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	10,085 sqft (0.231 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	858 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	194 sqft
Patio Area	176 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4637 STARFISH AVE
City	SEBRING
State	FL
Zip	33870-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC A PB 7-PG 45 LOT 312
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC A
Legal Lot Number	312
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	3
Census Block	3002
Census Tract	960104

Owner

4637 Starfish Ave is owned and occupied by an individual who bought it in May 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	4637 STARFISH AVE, SEBRING, FL 33870-7875
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEADER ONE FINANCIAL CORP
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Apr 17, 2012
Deed Document Number	2152422
Deed Book / Page	2976 / 1766
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4637 STARFISH AVE, SEBRING, FL 33870-7875
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 STARFISH AVE, SEBRING, FL 33870-7875

Mortgage

Document Number	0002152424
Date	May 23, 2023
Book Page	2976/1782
Instrument	2152424

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 23, 2023
Property Address	4637 STARFISH AVE, SEBRING, FL 33870-7875
Document Number	0002152422
Book / Page	2976 / 1766
Map Reference	MB 7 PG 45
Instrument Date	May 12, 2023
Instrument	2152422
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 PEUGEOT ST, SEBRING, FL 33872-2852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 STARFISH AVE, SEBRING, FL 33870-7875

Mortgage

Document Number	0002152423
Date	May 23, 2023
Book Page	2976/1769
Instrument	2152423

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$209,819	$220,072 Land $10,800 Building $209,272
2024	$2,522.00 (+165.19%)
2023	$951.00 (-2.86%) Homeowner's exemption Widower's exemption	$90,174 (+3%)	$187,472 (+3.04%) Land $9,450 Building $178,022
2022	$979.00 Homeowner's exemption Widower's exemption	$87,548	$181,937 Land $7,200 Building $174,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4637 Starfish Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4637 Starfish Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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