4637 Helen St, Dearborn, MI 48126 Property Records

Wayne County property record for 4637 Helen St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,644 sqft · built 1941
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Nov 2020)
Tax Bill$4,995 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN82-09-134-10-043

Property Details

APN / Parcel Number

Primary APN82-09-134-10-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,644 sqft Living Area
1st Floor Area822 sqft
Basement Area450 sqft
Finished Basement450 sqft
Unfinished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions108 ft deep x 35 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4637 HELEN ST
CityDEARBORN
StateMI
Zip48126-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 192 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFCLOVERDALE PARK SUB
Legal SubdivisionCLOVERDALE PARK
Legal Lot Number192
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group1
Census Block1015
Census Tract574301

Owner

4637 Helen St is owned and occupied by two individuals who bought it in November 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address4637 HELEN ST, DEARBORN, MI 48126-4116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES
May 16, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2020 · Amount on File
Deed SaleNov 9, 2020 · Amount on File
Prior SaleMay 16, 2019 · Amount on File
Deed Document Number2020317338
Deed Book / Page56182 / 723
Prior Transfer DateMay 19, 2010
Prior Transfer Doc0485820149
Record UpdatedOct 29, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateNov 9, 2020
Property Address4637 HELEN ST, DEARBORN, MI 48126-4116
Document Number0561820723
Book / Page56182 / 723
Map ReferenceLB 34 PG 87
Instrument DateOct 28, 2020
Instrument2020317338
Transaction TypeTransfer
Record UpdatedMay 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,763.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4637 HELEN ST, 4637, DEARBORN, MI 48126-4116

Transferred To (Grantee/Buyer)

NameVerified Name
Address4637 HELEN ST, DEARBORN, MI 48126-4116

Mortgage

Document Number56182725
DateNov 9, 2020
Instrument56182/725
Lender
NameFIRST SECURITIES FINANCIAL SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateMay 16, 2019
Property Address4637 HELEN ST, DEARBORN, MI 48126-4116
Document Number0550500951
Book / Page055050 / 000951
Instrument DateMay 2, 2019
Instrument169166
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyV1 TITLE AGENCY, V1 TITLE AGCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,677.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2530 ROCHESTER RD #23 ROYAL OAK MI 480733666, 23, ROYAL OAK, MI 48073-3666

Mortgage

Document Number550330366
DateMay 16, 2019
Book Page055033/000366
Instrument161488
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4637 Helen St was $4,995 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,800 (-6.51%)$235,600 (-6.51%)
2025$4,995.00 Homeowner's exemption$126,000$252,000
2023$102,500$205,000
2019$3,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4637 Helen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4637 Helen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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