4636 Ternes St, Dearborn, MI 48126 Property Records

Wayne County property record for 4636 Ternes St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1927
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2025)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-183-07-013`

Property Details

APN / Parcel Number

Primary APN	`82-10-183-07-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	663 sqft
Basement Area	663 sqft
Unfinished Basement	663 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	114 ft deep x 40 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4636 TERNES ST
City	DEARBORN
State	MI
Zip	48126-3055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 171 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ORCHARD BLVD SUB
Legal Subdivision	ORCHARD BLVD
Legal Lot Number	171
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1003
Census Tract	573400

Owner

Source: Wayne County records · APN 82-10-183-07-013

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4636 TERNES ST, DEARBORN, MI 48126-3055
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Sep 02, 2010 · Amount on Record
Deed Document Number	20259383
Deed Book / Page	59961 / 1481
Prior Transfer Date	Mar 31, 2010
Prior Transfer Doc	0484720770
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Dec 15, 2025
Property Address	4636 TERNES ST, DEARBORN, MI 48126-3055
Document Number	0599611481
Book / Page	59961 / 1481
Map Reference	LB 33 PG 13
Instrument Date	Dec 15, 2025
Instrument	2026009383
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	PARAMOUNT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4636 TERNES ST, DEARBORN, MI 48126-3055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4636 TERNES ST, DEARBORN, MI 48126-3055

Mortgage

Document Number	0599651332
Date	Dec 15, 2025
Instrument	59965/1332

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (+24.85%) Homeowner's exemption	$96,200 (-4.28%)	$192,400 (-4.28%)
2023	$2,455.00 (-7.64%) Homeowner's exemption	$100,500	$201,000
2019	$2,658.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635734001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 836 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001730, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEARBORN serves 109,976 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.