Orange County property record for 4636 River Gem Ave, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,781 sqft · built 2006 |
| Lot Size | 0.241 acres (10,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $561,000 (Apr 2022) |
| Tax Bill | $8,637 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8394-00-350 |
| Primary APN | 10-23-27-8394-00-350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 3,768 sqft |
| 1st Floor Area | 2,781 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,490 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 718 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 269 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4636 RIVER GEM AVE |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERPORT PHASE 5 58/124 LOT 35 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 5 |
| Legal Phase | 5 |
| Legal Tract | 8394 |
| Legal Lot Number | 35 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17114 |
Source: Orange County records · APN 10-23-27-8394-00-350
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4636 RIVER GEM AVE, WINDERMERE, FL 34786-3180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Feb 06, 2018 · Amount on Record |
| Deed Document Number | 2022260766 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 22, 2022 |
| Property Address | 4636 RIVER GEM AVE, WINDERMERE, FL 34786-3180 |
| Document Number | 0000260766 |
| Map Reference | MB 58 PG 124-134 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 20220260766 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | FLORIDA TITLE PROS, FLORIDA TITLEPROS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,927.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5561 SOMERSBY RD, 5561, WINDERMERE, FL 34786-3207 |
| Name | Verified Name |
|---|---|
| Address | 4636 RIVER GEM AVE, WINDERMERE, FL 34786-3180 |
| Document Number | 0000260767 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 20220260767 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,358 (+2.7%) | $561,620 (-1.24%) Land $125,000 Building $436,620 | |
| 2025 | $8,637.00 (+4.25%) Homeowner's exemption | $534,915 (+5.99%) | $568,680 (+12.68%) Land $125,000 Building $443,680 |
| 2024 | $8,285.00 (+7.39%) | ||
| 2023 | $7,715.00 (+15.63%) Homeowner's exemption | $504,699 (+17.68%) Land $125,000 Building $379,699 | $504,699 (+17.68%) Land $125,000 Building $379,699 |
| 2022 | $6,672.00 Homeowner's exemption | $428,887 Land $110,000 Building $318,887 | $428,887 Land $110,000 Building $318,887 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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