4636 Old Cherry Point Rd, New Bern, NC 28560 Property Records

Craven County property record for 4636 Old Cherry Point Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1997
Lot Size	1.07 acres (46,696 sqft)
Owner	Individual Name on File
Tax Bill	$1,412 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-046-16000`

Property Details

APN / Parcel Number

Primary APN	`7-046-16000`
Alternative APN	`131643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,741 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,696 sqft (1.07 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131643
Street Address	4636 OLD CHERRY POINT RD
City	NEW BERN
State	NC
Zip	28560-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W E MOORE
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1009
Census Tract	961002

Owner

4636 Old Cherry Point Rd is owned and occupied by an individual who acquired it in November 2010.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4636 OLD CHERRY POINT RD, NEW BERN, NC 28560-8007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 30, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 12, 2010
Transfer Doc	2987/0606
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4636 OLD CHERRY POINT RD, NEW BERN, NC 28560-8007
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 CHERRY POINT RD, NEW BERN, NC 28560

Mortgage

Document Number	003756/840
Date	Mar 2, 2023
Book Page	3756/840
Instrument	10109574

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	4636 OLD CHERRY POINT RD, NEW BERN, NC 28560-8007
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03706/2063
Date	Jan 5, 2022
Book Page	3706/2063
Instrument	10089637

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Term	180 Months
Due	Jan 1, 2037

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Nov 30, 2020
Property Address	4636 OLD CHERRY POINT RD, NEW BERN, NC 28560-8007
Document Number	3642/735
Book / Page	3642 / 735
Map Reference	CAB I SL 162 D
Instrument Date	Nov 30, 2020
Instrument	10065359
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 OLD CHERRY POINT RD, NEW BERN, NC 28560-8007

Tax Assessment & Valuation

The 2026 property tax bill for 4636 Old Cherry Point Rd was $1,412.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,412.00	$288,370 (-) Land $47,250 Building $241,120	$288,370 (-) Land $47,250 Building $241,120
2025	$1,412.00	$288,370 Land $47,250 Building $241,120	$288,370 Land $47,250 Building $241,120
2023	$1,400.00 (+7.03%)	$288,370 (+35.15%) Land $47,250 Building $241,120	$288,370 Land $47,250 Building $241,120
2022	$1,308.00	$213,370 Land $47,250 Building $166,120
2018			$213,370 Land $47,250 Building $166,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4636 Old Cherry Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4636 Old Cherry Point Rd is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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