4636 Cove Ln, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4636 Cove Ln, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,368 sqft · built 1991
Lot Size	0.141 acres (6,150 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 1995)
Tax Bill	$5,271 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`008-502-012-1`

Property Details

APN / Parcel Number

Primary APN	`008-502-012-1`
Alternative APN	`008-502-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
1st Floor Area	1,270 sqft
2nd Floor Area	1,098 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,150 sqft (0.141 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4636 COVE LN
City	DISCOVERY BAY
State	CA
Zip	94505-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T7226 L108
Legal Subdivision	SUBDIVISION 7226
Legal Tract	7226
Legal Lot Number	108
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	304004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4636 COVE LN, DISCOVERY BAY, CA 94505-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 1995 · Amount on Record
Deed Sale	Jan 27, 1995 · Amount on Record
Deed Document Number	199513477
Last Transfer Date	Mar 14, 2018
Transfer Doc	0000048023
Record Updated	Sep 20, 2026

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2018
Property Address	4636 COVE LN, DISCOVERY BAY, CA 94505-1302
Document Number	0000048023
Map Reference	MB 337 PG 23
Instrument Date	Mar 14, 2018
Instrument	2018-048023
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4636 COVE LN, DISCOVERY BAY, CA 94505-1302

Mortgage

Document Number	0000048024
Date	Mar 28, 2018
Instrument	2018-048024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000048024
Date	Mar 28, 2018
Instrument	2018-048024

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$325,477 (+2%) Land $85,641 Building $239,836
2025	$5,271.00 (+8.03%)	$319,096 (+4.04%) Land $83,962 Building $235,134
2023	$4,879.00 (+1.52%)	$306,706 Land $80,702 Building $226,004
2022	$4,806.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband, Verizon.

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