4635 White Oak Ct, Clarkston, MI 48348 Property Records

Oakland County property record for 4635 White Oak Ct, Clarkston, MI 48348

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,999 sqft · built 1998
Lot Size	0.864 acres (37,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,900 (Feb 1998)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`J-08-12-202-003`

Property Details

APN / Parcel Number

Primary APN	`J-08-12-202-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
1st Floor Area	1,409 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	37,636 sqft (0.864 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4635 WHITE OAK CT
City	CLARKSTON
State	MI
Zip	48348-3568
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1C
Legal Description	T4N, R9E, SEC 12 OAKLAND COUNTY CONDOMINIUM PLAN NO 1017 OAKRIDGE MEADOWS UNIT 3 L 16773 P 356 11-23-96 FR 200-006
Legal Range	9E
Legal Township	4N
Legal Section	12
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	3
Jurisdiction	OAKLAND MI
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2003
Census Tract	127000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4635 WHITE OAK CT, CLARKSTON, MI 48348-3568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 1998 · Amount on Record
Deed Sale	Feb 6, 1998 · Amount on Record
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4635 WHITE OAK CT, CLARKSTON, MI 48348-3568
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 WHITE OAK CT, CLARKSTON, MI 48348-3568

Mortgage

Document Number	0000253757
Date	Dec 2, 2020
Book Page	55264/142
Instrument	253757

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4635 WHITE OAK CT, CLARKSTON, MI 48348-3568
Document Number	0000172097
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4635 WHITE OAK CT CLARKSTON MI 483483568, CLARKSTON, MI 48348-3568

Mortgage

Document Number	0000172097
Date	Oct 19, 2018
Book Page	052287/000705
Instrument	172097

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Independence Charter Township
Unified School District	Lake Orion Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (-29.24%) Homeowner's exemption	$230,200 (+10.25%) Land $48,900 Building $181,300	$460,400 (+10.25%) Land $97,800 Building $362,600
2024	$5,165.00 (+11.34%)
2023		$208,800 Land $37,700 Building $171,100	$417,600 Land $75,400 Building $342,200
2022	$4,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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