4635 White Ash Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4635 White Ash Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 1988
Lot Size	0.169 acres (7,381 sqft)
Owner	Individual Name on File
Tax Bill	$1,235 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-3.0-06.0-3-001-001.59`

Property Details

APN / Parcel Number

Primary APN	`02-3.0-06.0-3-001-001.59`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,381 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4635 WHITE ASH DR
City	HIGH RIDGE
State	MO
Zip	63049-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	BRENNEN WOODS 3 LOT 47
Legal Range	05
Legal Township	43
Legal Section	06
Legal Quarter	SW
Legal Subdivision	BRENNEN WOODS 3
Legal Block	1
Legal Lot Number	47
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2000
Census Tract	700303

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 9, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 16, 2022	Special Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 9, 2026
Deed Sale	Jan 9, 2026
Prior Sale	Nov 16, 2022
Deed Document Number	2026R-000697
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5817 OAK SPGS, HOUSE SPRINGS, MO 63051-3626

Mortgage

Document Number	0000004407
Date	Feb 19, 2026
Instrument	2026R-004407

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 9, 2026
Property Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853
Document Number	0000000697
Map Reference	MB 91 PG 6
Instrument Date	Dec 31, 2025
Instrument	2026R-000697
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1033 ARBORGATE CT, FENTON, MO 63026-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853

Mortgage

Document Number	0000000698
Date	Jan 9, 2026
Instrument	2026R-000698

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000000699
Date	Jan 9, 2026
Instrument	2026R-000699

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 16, 2022
Property Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853
Document Number	0000036699
Map Reference	MB 91 PG 6
Instrument Date	Nov 10, 2022
Instrument	2022R-036699
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 GREEN FOREST DR, 507, FENTON, MO 63026-3850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4635 WHITE ASH DR, HIGH RIDGE, MO 63049-1853

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,300 (+6.4%) Land $2,500 Building $15,800
2024			$96,500 (+6.51%) Land $13,200 Building $83,300
2023	$1,235.00	$17,200 Land $2,500 Building $14,700	$90,600 Land $13,200 Building $77,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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