4635 Watts Psge, Charlottesville, VA 22911 Property Records

Albemarle County property record for 4635 Watts Psge, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,979 sqft · built 1986
Lot Size	80.6 acres (3,511,372 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jun 2020)
Tax Bill	$11,674 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03300-00-00-00800`

Property Details

APN / Parcel Number

Primary APN	`03300-00-00-00800`
Alternative APN	`7117`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,979 sqft Finished Area
Basement Area	1,392 sqft
Finished Basement	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,511,372 sqft (80.6 acres)
Garage Area	864 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	1,154 sqft
Deck Area	500 sqft
Patio Area	165 sqft
Gazebo	145 sqft
Tennis Court	Tennis Court
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	4635 WATTS PSGE
City	CHARLOTTESVILLE
State	VA
Zip	22911-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	3
Census Block	3015
Census Tract	10201

Owner

Source: Albemarle County assessment roll, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4635 WATTS PSGE, CHARLOTTESVILLE, VA 22911-5932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 1, 2021	Deed of Trust, Mortgage · VA Mortgage AXOS BANK
Jun 17, 2020	Grant Deed, Transfer · VA Mortgage AXOS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20207289
Deed Book / Page	5334 / 551
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4635 WATTS PSGE, CHARLOTTESVILLE, VA 22911-5932
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 WATTS PASSAGE, CHARLOTTESVILLE, VA 22911-5932

Mortgage

Document Number	202200008360
Date	Jul 11, 2022
Instrument	202200008360

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	4635 WATTS PSGE, CHARLOTTESVILLE, VA 22911-5932
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5617/782
Date	Oct 1, 2021
Book Page	5617/782
Instrument	2021-00016721

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jul 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 17, 2020
Property Address	4635 WATTS PSGE, CHARLOTTESVILLE, VA 22911-5932
Document Number	0000007289
Book / Page	005334 / 000551
Instrument Date	Jun 3, 2020
Instrument	7289
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4635 WATTS PSGE CHARLOTTESVILLE VA 229115932, CHARLOTTESVILLE, VA 22911-5932

Mortgage

Document Number	7290
Date	Jun 17, 2020
Book Page	005334/000554
Instrument	7290

Lender

Name	AXOS BK
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,674.00 (+4.41%)	$1,305,800 (+4.41%) Land $756,200 Building $549,600	$1,305,800 (+4.41%) Land $756,200 Building $549,600
2025	$11,181.00 (+45.49%)	$1,250,700 (+38.98%) Land $752,900 Building $497,800	$1,250,700 (+38.98%) Land $752,900 Building $497,800
2023	$7,685.00	$899,900 Land $502,200 Building $397,700	$899,900 Land $502,200 Building $397,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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