4635 W Phantom Hill Rd, Prescott, AZ 86305 Property Records

Yavapai County property record for 4635 W Phantom Hill Rd, Prescott, AZ 86305

Property Summary

Property Type	Single Family Home
Details	3,561 sqft · built 2022
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,500 (May 2021)
Tax Bill	$7,230 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-18-196`

Property Details

APN / Parcel Number

Primary APN	`100-18-196`
Alternative APNs	`1001819601` `100181961`

Interior

Stories	1 Story
Building Area	3,561 sqft Living Area
Gross Area	5,354 sqft
1st Floor Area	3,561 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Concrete
Lot Area	98,446 sqft (2.26 acres)
Garage Type	Attached
Garage Area	1,793 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Patio Area	612 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	100181961
Street Address	4635 W PHANTOM HILL RD
City	PRESCOTT
State	AZ
Zip	86305-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMERICAN RANCH PH 4A LOT 167 CONT 2.26AC SEC 14&23-15-3W M &P 53/84-86
Legal Range	03W
Legal Township	15
Legal Section	14
Legal Subdivision	AMERICAN RANCH
Legal Lot Number	167
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1008
Census Tract	1202

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 CILANTRO CT, MORGAN HILL, CA 95037-2514
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage V I P MORTGAGE INC
Aug 26, 2022	Deed of Trust, Mortgage · Construction Mortgage UNISON BANK
Jul 29, 2021	Special Warranty Deed, Transfer · Line of Credit UNISON BANK
May 25, 2021	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Mar 29, 2006 · Amount on Record
Deed Document Number	202137347
Prior Transfer Date	May 18, 2021
Prior Transfer Doc	0000037347
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4635 W PHANTOM HILL RD, PRESCOTT, AZ 86305-9056
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CILANTRO CT, MORGAN HILL, CA 95037-2514

Mortgage

Document Number	0000001520
Date	Jan 11, 2024
Instrument	2024-0001520

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4635 W PHANTOM HILL RD, PRESCOTT, AZ 86305-9056
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CILANTRO CT, MORGAN HILL, CA 95037-2514

Mortgage

Document Number	0000051373
Date	Aug 26, 2022
Instrument	2022-0051373

Lender

Name	UNISON BANK
Type	Bank
Address	GILBERT, AZ 85295

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2023

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jul 29, 2021
Property Address	4635 W PHANTOM HILL RD, PRESCOTT, AZ 86305-9056
Document Number	0000054373
Map Reference	MB 53 PG 84-86
Instrument Date	Jul 9, 2021
Instrument	2021-0054373
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	220 CILANTRO CT, MORGAN HILL, CA 95037-2514

Mortgage

Document Number	0000054374
Date	Jul 29, 2021
Instrument	2021-0054374

Lender

Name	UNISON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Aug 4, 2023

May 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 25, 2021
Property Address	4635 W PHANTOM HILL RD, PRESCOTT, AZ 86305-9056
Document Number	0000037347
Map Reference	MB 53 PG 84-86
Instrument Date	May 21, 2021
Instrument	2021-0037347
Transaction Type	Foreclosure
Record Updated	Jul 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$131,669 (+307.81%)	$1,316,685 (+511.72%) Land $223,915 Building $1,092,770
2025	$7,230.00 (+500.5%)	$32,287 Land $32,287	$215,244 Land $215,244
2022	$1,204.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN RANCH DWID public/private · serves 140 people · EPA ID AZ0413258
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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