Forsyth County property record for 4635 Trailwinds Run, Cumming, GA 30028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,156 sqft · built 2017 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,900 (Dec 2017) |
| Tax Bill | $3,540 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-000-066 |
| Primary APN | 189-000-066 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,156 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Concrete |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000221210 |
|---|---|
| Street Address | 4635 TRAILWINDS RUN |
| City | CUMMING |
| State | GA |
| Zip | 30028-7010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES3 |
| Legal Description | 3-1 468 LT 57 SETTENDOWN RESERVE PH 1 |
| Legal Subdivision | SETTENDOWN RESERVE |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | SILVER CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 130202 |
Source: Forsyth County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Mar 21, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG |
| Dec 28, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG |
| Sep 20, 2017 | Grant Deed, Construction Loan · Construction Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 201713003 |
| Deed Book / Page | 8432 / 407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Document Number | 0104670000000139 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 0000010467/0000000139 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Document Number | 0088340135 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4635 TRAILWINDS RUN CUMMING GA 300287010, CUMMING, GA 30028-7010 |
| Document Number | 0088340135 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 008834/000135 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Dec 28, 2017 |
| Property Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Document Number | 0084320407 |
| Book / Page | 008432 / 000407 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4635 TRAILWINDS RUN CUMMING GA 300287010, CUMMING, GA 30028-7010 |
| Document Number | 84320410 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 008432/000410 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Sep 20, 2017 |
| Property Address | 4635 TRAILWINDS RUN, CUMMING, GA 30028-7010 |
| Document Number | 0083310539 |
| Book / Page | 008331 / 000539 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.27 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168 |
| Investor | Possibly a Property Investor |
| Document Number | 83310546 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 008331/000546 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92614 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 19, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,540.00 (+19.55%) | $169,824 (+8.69%) Land $54,000 Building $115,824 | $424,560 (+8.69%) Land $135,000 Building $289,560 |
| 2023 | $2,961.00 (-4.91%) Homeowner's exemption | $156,248 (+36.79%) Land $38,000 Building $118,248 | $390,620 (+36.79%) Land $95,000 Building $295,620 |
| 2022 | $3,114.00 Homeowner's exemption | $114,228 Land $30,000 Building $84,228 | $285,570 Land $75,000 Building $210,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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