4635 Siss Pl, Prince Frederick, MD 20678 Property Records

Calvert County property record for 4635 Siss Pl, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,459 sqft · built 2004
Lot Size	11.1 acres (486,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Dec 2017)
Tax Bill	$6,369 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-132826`

Property Details

APN / Parcel Number

Primary APN	`02-132826`
Alternative APN	`132826`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,459 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	486,565 sqft (11.1 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	368 sqft
Deck Area	572 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	132826
Street Address	4635 SISS PL
City	PRINCE FREDERICK
State	MD
Zip	20678-4860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 2R MOORE & O'NEILL PROP
Legal Subdivision	MOORE & O NEILL
Legal Lot Number	2R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	860502

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4635 SISS PL, PRINCE FREDERICK, MD 20678-4860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2017	Grant Deed, Transfer · Conventional Mortgage CENTURY LNDG
Feb 27, 2017	Intrafamily Transfer, Transfer · ARM FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Deed Book / Page	5116 / 363
Prior Transfer Date	Feb 10, 2017
Prior Transfer Doc	0049480277
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 20, 2017
Property Address	4635 SISS PL, PRINCE FREDERICK, MD 20678-4860
Document Number	0051160363
Book / Page	005116 / 000363
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OMNI LAND SETTLEMENT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 SISS PL PRINCE FREDERICK MD 206784860, PRINCE FREDERICK, MD 20678-4860

Mortgage

Document Number	51160368
Date	Dec 20, 2017
Book Page	005116/000368

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 27, 2017
Property Address	4635 SISS PL, PRINCE FREDERICK, MD 20678-4860
Document Number	0049480277
Book / Page	4948 / 277
Map Reference	LB KPS1 FO402
Instrument Date	Feb 10, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	RAILWAY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0004948282
Date	Feb 27, 2017
Instrument	4948/282

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,369.00 (+17.68%) Homeowner's exemption	$569,700 (+9.35%)	$625,300 (+15.39%) Land $232,000 Building $393,300
2023	$5,412.00 Homeowner's exemption	$520,967	$541,900 Land $232,000 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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