4635 Saint James Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 4635 Saint James Ave, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,642 sqft · built 1997
Lot Size0.369 acres (16,117 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Feb 2015)
Tax Bill$14,357 (2025)
Flood ZoneZone X (minimal risk)
APN32-39-24-00010-0000-00057.0

Property Details

APN / Parcel Number

Primary APN32-39-24-00010-0000-00057.0
Alternative APN
  • 49563

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,642 sqft Living Area
1st Floor Area2,642 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialConcrete
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions153 ft deep x 122 ft wide
Garage Area484 sqft
DrivewayDriveway
Driveway Area1,350 sqft
PorchOpen Porch
Porch Area42 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number49563
Street Address4635 SAINT JAMES AVE
CityVERO BEACH
StateFL
Zip32967-7336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-6
Legal DescriptionST JAMES ISLAND-OAK HARBOR PLAT #1 LOT 57 PBI 14-85
Legal Range39
Legal Township32
Legal Section24
Legal SubdivisionST JAMES ISLAND-OAK HARBOR PLAT #1
Legal Lot Number57
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2008
Census Tract50306

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4635 SAINT JAMES AVE, VERO BEACH, FL 32967-7336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2015 · Amount on Record
Deed SaleFeb 2, 2015 · Amount on Record
Prior SaleJul 7, 2006 · Amount on Record
Deed Document Number3120150006181
Deed Book / Page2820 / 0685
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,357.00 (+58.55%)$1,035,863 (+36.4%) Land $239,063 Building $796,800$1,035,863 (+36.4%) Land $239,063 Building $796,800
2023$9,055.00 (+13.78%)$759,439 (+20.2%) Land $127,500 Building $631,939$759,439 (+20.2%) Land $127,500 Building $631,939
2022$7,958.00$631,817 Land $127,500 Building $504,317$631,817 Land $127,500 Building $504,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000

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