Hillsborough County property record for 4635 River Overlook Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,480 sqft · built 2000 |
| Lot Size | 0.223 acres (9,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,500 (Dec 2017) |
| Tax Bill | $4,998 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0747629452 |
| Primary APN | 0747629452 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,480 sqft Heated Area |
| 1st Floor Area | 2,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 312 sqft |
| Porch | Open Porch |
| Porch Area | 202 sqft |
| Patio Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0747629452 |
|---|---|
| Street Address | 4635 RIVER OVERLOOK DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER CROSSING ESTATES PHASE 4 LOT 13 BLOCK 2 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 13 |
| Legal Subdivision | RIVER CROSSING ESTATES PHASE 4 |
| Legal Phase | 4 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 13415 |
Source: Hillsborough County records · APN 0747629452
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4635 RIVER OVERLOOK DR, VALRICO, FL 33596-7878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Dec 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 · Amount on Record |
| Deed Sale | Dec 20, 2017 · Amount on Record |
| Prior Sale | Apr 06, 2000 · Amount on Record |
| Deed Document Number | 2017492327 |
| Deed Book / Page | 25448 / 0088 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4635 RIVER OVERLOOK DR, VALRICO, FL 33596-7878 |
| Document Number | 0000199098 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | ANCLOTE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4635 RIVER OVERLOOK DR VALRICO FL 335967878, VALRICO, FL 33596-7878 |
| Document Number | 0000199098 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 199098 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 20, 2017 |
| Property Address | 4635 RIVER OVERLOOK DR, VALRICO, FL 33596-7878 |
| Document Number | 0000492327 |
| Book / Page | 25448 / 0088 |
| Map Reference | MB85 PG44 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017492327 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | FIDELITY NATIONAL TITLE OF F |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,236.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 HARBOUR PLACE DR, 301, TAMPA, FL 33602-6785 |
| Name | Verified Name |
|---|---|
| Address | 4635 RIVER OVERLOOK DR, VALRICO, FL 33596-7878 |
| Document Number | 0000492328 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 2017492328 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,998.00 (+13.23%) Homeowner's exemption | $274,025 (+5.99%) | $435,818 (+7.44%) Land $107,250 Building $328,568 |
| 2023 | $4,414.00 (+5.02%) Homeowner's exemption | $258,546 (+3%) | $405,642 (+3.62%) Land $97,500 Building $308,142 |
| 2022 | $4,203.00 Homeowner's exemption | $251,016 | $391,484 Land $78,000 Building $313,484 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1988–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 338 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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