4635 Riva Ridge Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4635 Riva Ridge Dr, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,732 sqft · built 2017
Lot Size0.345 acres (15,031 sqft)
OwnerIndividual Name on File
Tax Bill$2,686 (2025)
Deeds & MortgagesSep 2017 Construction Loan
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN2-07-1-12-15-0-00183-00

Property Details

APN / Parcel Number

Primary APN2-07-1-12-15-0-00183-00

Interior

Bedrooms3 Beds
Total Rooms8 Rooms
Building Area2,732 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area15,031 sqft (0.345 acres)
Patio Area195 sqft

Location & Zoning

Street Address4635 RIVA RIDGE DR
CityOLIVE BRANCH
StateMS
Zip38654-2029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionMARGARETTE MANOR AT ROBINSON C LOT 183
Legal Range07
Legal Township02
Legal Section12
Legal SubdivisionMARGARETTE MANOR SEC E
Legal Lot Number183
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group1
Census Block1047
Census Tract70721

Owner

4635 Riva Ridge Dr is owned and occupied by an individual who acquired it in January 2018.

Source: DeSoto County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4635 RIVA RIDGE DR, OLIVE BRANCH, MS 38654-2029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2017Deed of Trust, Mortgage · Construction Mortgage
PLANTERS BANK & TRUST CO
Jan 2, 2018Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2018
Deed SaleJan 2, 2018
Deed Document NumberW00844-00705
Deed Book / Page844 / 705
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4635 RIVA RIDGE DR, OLIVE BRANCH, MS 38654-2029
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170914010262870
DateSep 14, 2017
Instrument20170914010262870
Lender
NamePLANTERS BANK & TRUST CO
TypeNon-Lending Institution
AddressSOUTHAVEN, MS 38671
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 13, 2018

January 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDESOTO MS
Recording DateJan 2, 2018
Property Address4635 RIVA RIDGE DR, OLIVE BRANCH, MS 38654-2029
Document Number000844/705
Book / Page844 / 705
Map ReferencePB 118 PG 28
Instrument DateDec 29, 2017
InstrumentW00844-00705
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 130, HOLLY SPRINGS, MS 38635-0130

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4635 RIVA RIDGE DR, OLIVE BRANCH, MS 38654-2029

Tax Assessment & Valuation

The 2025 property tax bill for 4635 Riva Ridge Dr was $2,686.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,686.00$25,795 Land $1,700 Building $24,095$257,951 Land $17,000 Building $240,951
2023$2,204.00$18,349$183,486 Land $17,000 Building $166,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4635 Riva Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Riva Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000

May also be available: Brightspeed, Verizon.

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