4635 Pondview Dr, Big Lake, MN 55309 Property Records

Sherburne County property record for 4635 Pondview Dr, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 911 sqft · built 1996
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$227,520 (May 2024)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-481-0416`

Property Details

APN / Parcel Number

Primary APN	`65-481-0416`
Alternative APNs	`65-00481-0416` `29034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	911 sqft Living Area
1st Floor Area	911 sqft
Basement Area	794 sqft
Finished Basement	794 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	30 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4635 PONDVIEW DR
City	BIG LAKE
State	MN
Zip	55309-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 4
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	LAKE RIDGE THIRD ADDITION
Legal Block	4
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3014
Census Tract	30406

Owner

Source: Sherburne County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · FHA Mortgage BELL BANK
Jun 3, 2026	Special Warranty Deed, Transfer · Conventional Mortgage LEGACY TITLE
Mar 20, 2026	Warranty Deed, Foreclosure
Aug 3, 2021	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	2024969882
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 PONG VIEW DR, BIG LAKE, MN 55309-8215

Mortgage

Document Number	0000947538
Date	Aug 26, 2022
Instrument	947538

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 4, 2051

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 3, 2026
Property Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Document Number	0000998376
Instrument Date	May 28, 2026
Instrument	2026998376
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Investor	Possibly a Property Investor

Mortgage

Document Number	0000998377,
Date	Jun 3, 2026
Instrument	2026998377

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 20, 2026
Property Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Document Number	0000995364
Instrument Date	Mar 5, 2026
Instrument	995364
Transaction Type	Foreclosure
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 3, 2021
Property Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215
Document Number	0000924658
Instrument Date	Jul 30, 2021
Instrument	924658
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	EXECUTIVE TITLE NORTHWEST LLC, EXECUTIVE TITLE NORTHWEST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 PONDVIEW DR, BIG LAKE, MN 55309-8215

Mortgage

Document Number	0000924659
Date	Aug 3, 2021
Instrument	924659

Lender

Name	BELL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+18.98%)	$279,300 (-0.46%) Land $85,900 Building $193,400	$279,300 (-0.46%) Land $85,900 Building $193,400
2023	$3,246.00	$280,600 Land $85,900 Building $194,700
2021			$280,600 Land $85,900 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon.

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