4635 Plover St NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 4635 Plover St NE, Lacey, WA 98516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,013 sqft · built 2018
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$514,669 (Oct 2018)
Tax Bill	$171 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7426-00-06500`

Property Details

APN / Parcel Number

Primary APN	`7426-00-06500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,013 sqft Finished Area
1st Floor Area	2,013 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	268 sqft
Patio Area	546 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4635 PLOVER ST NE
City	LACEY
State	WA
Zip	98516-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 26 TOWNSHIP 19 RANGE 1W QUARTER NE SW PLAT SILVER HAWK LT 65 DOCUMENT 4498298
Legal Range	01W
Legal Township	19N
Legal Section	26
Legal Subdivision	SILVER HAWK
Legal Lot Number	65
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2038
Census Tract	12225

Owner

4635 Plover St NE is owned and occupied by two individuals who bought it in October 2018.

Source: Thurston County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4635 PLOVER ST NE, OLYMPIA, WA 98516-4532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MTG
May 16, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	May 16, 2018 · Amount on File
Deed Document Number	4654813
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4635 PLOVER ST NE, LACEY, WA 98516-4532
Document Number	0004711477
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4635 PLOVER ST NE LACEY WA 985164532, LACEY, WA 98516-4532

Mortgage

Document Number	0004711477
Date	Oct 4, 2019
Instrument	4711477

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 25, 2018
Property Address	4635 PLOVER ST NE, LACEY, WA 98516-4532
Document Number	0004654813
Instrument Date	Oct 2, 2018
Instrument	4654813
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,166.11
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4635 PLOVER ST NE LACEY WA 985164532, LACEY, WA 98516-4532

Mortgage

Document Number	4654814
Date	Oct 25, 2018
Instrument	4654814

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2033

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	May 16, 2018
Property Address	4635 PLOVER ST NE, LACEY, WA 98516-4532
Document Number	0000387429
Instrument Date	May 15, 2018
Instrument	387429
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$22,789.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15528 95TH AVENUE CT E PUYALLUP WA 983756711, PUYALLUP, WA 98375-6711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4635 Plover St NE was $171.

Source: Thurston County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$171.00
2025		$729,000 Land $208,500 Building $520,500	$729,000 Land $208,500 Building $520,500
2023	$6,419.00
2022		$649,400 Land $132,000 Building $517,400	$649,400 Land $132,000 Building $517,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4635 Plover St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Plover St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER HAWK private · serves 499 people · EPA ID WA53AC166
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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