4635 Plantation Dr, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4635 Plantation Dr, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 1957
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Nov 2020)
Tax Bill	$5,393 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`247-0081-014-0000`

Property Details

APN / Parcel Number

Primary APN	`247-0081-014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
1st Floor Area	1,598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4635 PLANTATION DR
City	FAIR OAKS
State	CA
Zip	95628-5640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SAN JUAN HEIGHTS 10, LOT 20
Legal Subdivision	SAN JUAN HEIGHTS 10
Legal Lot Number	20
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1003
Census Tract	7905

Owner

4635 Plantation Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4635 PLANTATION DR, FAIR OAKS, CA 95628-5640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Aug 3, 2020	Grant Deed, Transfer DOUG & MEGAN LOCSIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Book / Page	20201116 / 2036
Prior Transfer Date	Jun 24, 2010
Prior Transfer Doc	0000001038
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 16, 2020
Property Address	4635 PLANTATION DR, FAIR OAKS, CA 95628-5640
Document Number	2011162036
Instrument Date	Nov 10, 2020
Instrument	2011162036
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4635 PLANTATION DR FAIR OAKS CA 956285640, FAIR OAKS, CA 95628-5640

Mortgage

Document Number	2011162037
Date	Nov 16, 2020
Instrument	2011162037

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 3, 2020
Property Address	4635 PLANTATION DR, FAIR OAKS, CA 95628-5640
Document Number	2008031521
Instrument Date	Jul 30, 2020
Instrument	2008031521
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4635 PLANTATION DR FAIR OAKS CA 956285640, FAIR OAKS, CA 95628-5640
Investor	Possibly a Property Investor

Mortgage

Document Number	2008031522
Date	Aug 3, 2020
Instrument	2008031522

Lender

Name	DOUG & MEGAN LOCSIN
Address	930 OLD RANCH HOUSE RD, ROCKLIN, CA 95765-6285

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4635 Plantation Dr was $5,393 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,503 (+2%) Land $165,611 Building $295,892
2025	$5,393.00 (+2.18%) Homeowner's exemption	$452,455 Land $162,364 Building $290,091
2024	$5,278.00 (+1.66%)
2023	$5,192.00 (+2.06%) Homeowner's exemption	$434,887 Land $156,060 Building $278,827
2022	$5,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4635 Plantation Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Plantation Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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