Indian River County property record for 4635 Pebble Bay S, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,013 sqft · built 1974 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,315,000 (Nov 2022) |
| Tax Bill | $27,230 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-19-00002-0000-00026.0 |
| Primary APN | 32-40-19-00002-0000-00026.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,013 sqft Living Area |
| Gross Area | 5,715 sqft |
| 1st Floor Area | 5,013 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 178 ft deep x 118 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,999 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 740 sqft |
| Deck Area | 240 sqft |
| Patio Area | 1,184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4635 PEBBLE BAY S |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | PEBBLE BAY ESTATES PBI 8-17 LOT 26 TOGETHER WITH FROM THE NW COR OF LOT 26 RUN WLY AL THE REAR LINE OF LOT 27 OF SAID PEBBLE BAY ESTATES FOR A DIS OF 24.17 FT TH RUN SELY TO A POINT ON THE FRONT OR SLY LINE OF SAID LOT 27 WHICH MEASURES 29.17 FT WLY |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 19 |
| Legal Subdivision | PEBBLE BAY ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50505 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 20, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 7, 2022 | Warranty Deed, Transfer ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Prior Sale | May 14, 2008 · Amount on Record |
| Deed Document Number | 202265881 |
| Deed Book / Page | 3582 / 1023 |
| Last Transfer Date | Sep 8, 2023 |
| Transfer Doc | 0036510013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 20, 2023 |
| Property Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Document Number | 0036510013 |
| Book / Page | 3651 / 13 |
| Map Reference | MB 8 PG 17&17A |
| Instrument Date | Sep 8, 2023 |
| Instrument | 3120230047776 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Name | Verified Name |
|---|---|
| Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 7, 2022 |
| Property Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Document Number | 0035821023 |
| Book / Page | 3582 / 1023 |
| Map Reference | MB 8 PG 17&17A |
| Instrument Date | Oct 28, 2022 |
| Instrument | 3120220065881 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $16,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4635 PEBBLE BAY S, VERO BEACH, FL 32963-1112 |
| Name | Verified Name |
|---|---|
| Address | 990 WINDSONG WAY, VERO BEACH, FL 32963-2543 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,230.00 (+6.28%) Homeowner's exemption | $2,309,715 (+4.77%) | $2,323,235 (+5.38%) Land $745,944 Building $1,577,291 |
| 2023 | $25,621.00 (+91.99%) | $2,204,637 (+91.65%) Land $745,944 Building $1,458,693 | $2,204,637 (+40.61%) Land $745,944 Building $1,458,693 |
| 2022 | $13,345.00 | $1,150,363 | $1,567,919 Land $512,836 Building $1,055,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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