Guthrie County property record for 4635 Panorama Dr, Panora, IA 50216
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,175 sqft · built 2000 |
| Lot Size | 1.04 acres (45,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Aug 2025) |
| Tax Bill | $5,332 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0005470010 |
| Primary APN | 0005470010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Attic | Attic |
| Attic Area | 305 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,433 sqft (1.04 acres) |
| Lot Dimensions | 258 ft deep x 98 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 240 sqft |
| Patio Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 4635 PANORAMA DR |
|---|---|
| City | PANORA |
| State | IA |
| Zip | 50216-8634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6001 PLAT 51 & LOT 6000 PLAT 13 LAKE PANORAMA SUBDIVISION |
| Legal Range | 31W |
| Legal Township | 80N |
| Legal Section | 24 |
| Legal Subdivision | LOG CABIN COVE - FRONT |
| Legal Lot Number | 6000 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | VICTORY |
| Census Block Group | 1 |
| Census Block | 1216 |
| Census Tract | 950100 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 674 N 57TH AVE, OMAHA, NE 68132-2038 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jul 13, 2018 | Warranty Deed, Transfer UNIVERSITY OF IOWA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 20251939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Aug 25, 2025 |
| Property Address | 4635 PANORAMA DR, PANORA, IA 50216-8634 |
| Document Number | 0020251939 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2025-1939 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 674 N 57TH AVE, OMAHA, NE 68132-2038 |
| Investor | Possibly a Property Investor |
| Document Number | 0020251940 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025-1940 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 4635 PANORAMA DR, PANORA, IA 50216-8634 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020230545 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023-0545 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Recording Date | Jul 13, 2018 |
| Property Address | 4635 PANORAMA DR, PANORA, IA 50216-8634 |
| Document Number | 2018/1938 |
| Book / Page | 2018 / 1938 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2018-1938 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4635 PANORAMA DR, PANORA, IA 50216-8634 |
| Document Number | 0000002018/0000001939 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000002018/0000001939 |
| Instrument | 2018-1939 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Unified School District | Panorama Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,500 (-) Land $205,800 Building $274,700 | $480,500 (-) Land $205,800 Building $274,700 | |
| 2025 | $5,332.00 (-0.63%) | $480,500 (+8.07%) Land $205,800 Building $274,700 | $480,500 (+8.07%) Land $205,800 Building $274,700 |
| 2024 | $5,366.00 (+21.51%) | ||
| 2023 | $444,600 (+54.54%) Land $193,100 Building $251,500 | $444,600 (+54.54%) Land $193,100 Building $251,500 | |
| 2022 | $4,416.00 | $287,700 Land $143,700 Building $144,000 | |
| 2021 | $287,700 Land $143,700 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Panora Telecommunications Fiber | 1,000 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
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