4635 Owens Dr, Dayton, OH 45406 Property Records

Montgomery County property record for 4635 Owens Dr, Dayton, OH 45406

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1954
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on Record
Last Sale	$80,600 (Aug 2026)
Tax Bill	$523 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R72-15914-0032`

Property Details

APN / Parcel Number

Primary APN	`R72-15914-0032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	884 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Patio Area	25 sqft
Canopy	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4635 OWENS DR
City	DAYTON
State	OH
Zip	45406-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	70638
Legal Lot Number	32
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2022
Census Tract	100

Owner

Source: Montgomery County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 KIRKSHIRE LN, SIMPSONVILLE, SC 29680-7652
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2019	Trustee's Deed, Transfer · Line of Credit KEYBANK USA
Oct 16, 2017	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
May 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	202652340
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 31, 2026
Property Address	4635 OWENS DR, DAYTON, OH 45406-1342
Document Number	0000052340
Instrument Date	Jun 3, 2026
Instrument	202652340
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,421.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7 KIRKSHIRE LN, SIMPSONVILLE, SC 29680-7652

Mortgage

Document Number	0000052341,
Date	Aug 31, 2026
Instrument	202652341

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 12, 2019
Property Address	4635 OWENS DR, DAYTON, OH 45406-1342
Document Number	0000007597
Instrument Date	Nov 1, 2018
Instrument	7597
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849

Mortgage

Document Number	15939
Date	Feb 12, 2019
Instrument	15939

Lender

Name	KEYBANK USA
Type	Bank
Address	11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 11, 2024

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2017
Property Address	4635 OWENS DR, DAYTON, OH 45406-1342
Instrument Date	Oct 5, 2017
Instrument	61117
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061117
Date	Oct 16, 2017
Instrument	61117

Lender

Name	MISCELLANEOUS INS CO
Address	250 GREENWICH ST 7 WORLD TRADE, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 19, 2017
Property Address	4635 OWENS DR, DAYTON, OH 45406-1342
Document Number	0000029491
Instrument Date	Apr 14, 2017
Instrument	29491
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$67.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00	$8,580 (-) Land $3,920 Building $4,660	$24,530 (-) Land $11,210 Building $13,320
2024	$523.00 (+2.35%)
2023	$511.00 (-15.26%)	$8,580 (+8.88%) Land $3,920 Building $4,660	$24,530 (+9.02%) Land $11,210 Building $13,320
2022	$603.00	$7,880 Land $3,600 Building $4,280
2020			$22,500 Land $10,280 Building $12,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Watch TV.

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