4635 Northpointe Cir, Pensacola, FL 32514 Property Records

Escambia County property record for 4635 Northpointe Cir, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,008 sqft · built 1988
Lot Size	0.203 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$152,900 (May 2016)
Tax Bill	$3,185 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1S-29-1500-035-014`

Property Details

APN / Parcel Number

Primary APN	`09-1S-29-1500-035-014`
Alternative APNs	`011057018` `11057018`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,008 sqft Adjusted Area
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,886 sqft (0.203 acres)
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	93 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11057018
Old Parcel Number	011057018
Street Address	4635 NORTHPOINTE CIR
City	PENSACOLA
State	FL
Zip	32514-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 35 BLK N NORTHPOINTE UNIT 10 PB 13 P 41A OR 7525 P 352
Legal Range	29W
Legal Township	01S
Legal Section	09
Legal Subdivision	NORTHPOINTE UNIT #1
Legal Block	N
Legal Lot Number	35
Legal Unit	10
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1000
Census Tract	3506

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5891 ANDERSON LN, MILTON, FL 32570-7709
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	Jun 26, 2009 · Amount on Record
Deed Document Number	2016036610
Deed Book / Page	7525 / 0352
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4635 NORTHPOINTE CIR, PENSACOLA, FL 32514-6648
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 NORTHPOINTE CIR, PENSACOLA, FL 32514-6648

Mortgage

Document Number	0088381114
Date	Aug 10, 2022
Book Page	8838/1114
Instrument	2022081311

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4635 NORTHPOINTE CIR, PENSACOLA, FL 32514-6648
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 NORTHPOINTE CIR, PENSACOLA, FL 32514-6648

Mortgage

Document Number	0084670228
Date	Feb 18, 2021
Book Page	8467/228
Instrument	2021017700

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,273 (+11.69%)	$239,273 (+11.69%) Land $40,000 Building $199,273
2024	$3,185.00 (+7.35%)
2023	$2,967.00 (+114.84%)	$214,237 (+59.93%)	$214,237 (+14.22%) Land $30,000 Building $184,237
2022	$1,381.00 Homeowner's exemption	$133,954	$187,559 Land $21,000 Building $166,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2004–2020)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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