4635 N Saddle Dr, Beverly Hills, FL 34465 Property Records

Citrus County property record for 4635 N Saddle Dr, Beverly Hills, FL 34465

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.43 acres (62,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,700 (Apr 2026)
Tax Bill	$954 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18E-17S-32-0010-02570-0070`

Property Details

APN / Parcel Number

Primary APN	`18E-17S-32-0010-02570-0070`
Alternative APNs	`3217S18E0010025700070` `1456070`

Exterior

Lot Area	62,500 sqft (1.43 acres)
Lot Dimensions	250 ft deep x 250 ft wide

Location & Zoning

Account Number	1456070
Street Address	4635 N SADDLE DR
City	BEVERLY HILLS
State	FL
Zip	34465-2811
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RUR
Legal Description	PINE RIDGE UNIT 1 PB 8 PG 25 LOT 7 BLK 257
Legal Range	18E
Legal Township	18S
Legal Section	07
Legal Subdivision	PINE RIDGE UNIT 1
Legal Block	257
Legal Lot Number	7
Legal Unit	1
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2017
Census Tract	450308

Owner

Source: Citrus County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Special Warranty Deed · Conventional Mortgage HB TITLE
Apr 20, 2026	Special Warranty Deed · Conventional Mortgage COASTAL HOME LOANS
May 23, 2022	Warranty Deed, Transfer HB TITLE INC
Aug 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	202622716
Deed Book / Page	3662 / 98
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0028440694
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 20, 2026
Property Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811
Document Number	0000022716
Book / Page	3662 / 98
Instrument Date	Apr 17, 2026
Instrument	2026.22716
Record Updated	May 6, 2026
Title Company	HB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298,141.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811

Mortgage

Document Number	0000022717,
Date	Apr 20, 2026
Book Page	3662/100
Instrument	2026.22717

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 20, 2026
Property Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811
Document Number	0036620098
Book / Page	3662 / 98
Instrument Date	Apr 17, 2026
Instrument	202622716
Record Updated	Jul 6, 2026
Title Company	HB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298,141.90
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811

Mortgage

Document Number	0000022717,
Date	Apr 20, 2026
Book Page	3662/100
Instrument	202622717

Lender

Name	COASTAL HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 23, 2022
Property Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811
Document Number	0032861389
Book / Page	3286 / 1389
Map Reference	MB 8 PG 26-36
Instrument Date	May 13, 2022
Instrument	2022037020
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	755 CRANDON BLVD # 8, 755, KEY BISCAYNE, FL 33149-2597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 1, 2017
Property Address	4635 N SADDLE DR, BEVERLY HILLS, FL 34465-2811
Document Number	0028440694
Book / Page	002844 / 000694
Instrument Date	Jul 20, 2017
Instrument	35661
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 LALIZA ST ALTURAS DE MAYA MAYAGUEZ PR 00680, MAYAGUEZ, PR 00680

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (+17.34%)	$66,000 (+24.32%) Land $66,000	$66,000 (+24.32%) Land $66,000
2024	$813.00 (+4.63%) Additional exemption filed	$53,090 (+5.71%) Land $53,090	$53,090 (+5.71%) Land $53,090
2023	$777.00 (+53.56%) Additional exemption filed	$50,220 (+11.5%) Land $50,220	$50,220 (+11.5%) Land $50,220
2022	$506.00	$45,040 Land $45,040	$45,040 Land $45,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS SPRINGS - PINE RIDGE public/private · serves 26,781 people · EPA ID FL6090312
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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