4635 N River Dr, Cumming, GA 30041 Property Records

Forsyth County property record for 4635 N River Dr, Cumming, GA 30041

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,075 sqft · built 2002
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$312,500 (Apr 2002)
Tax Bill$5,504 (2025)
Flood ZoneZone X (minimal risk)
APN226-000-165

Property Details

APN / Parcel Number

Primary APN226-000-165
Alternative APNs
  • 000000061081
  • 0000232006
  • 226 165

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,075 sqft Living Area
1st Floor Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Roof TypeHip
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area98 sqft
Deck AreaDeck Area
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000232006
Street Address4635 N RIVER DR
CityCUMMING
StateGA
Zip30041-9469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2R
Legal Description14-1 166 LT409 PH12-A CRC
Legal SubdivisionCHAT RIVER CLUB
Legal Phase12-A
Legal Block2
Legal Lot Number409
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group2
Census Block2014
Census Tract130508

Owner

4635 N River Dr is owned and occupied by two individuals who bought it in April 2002.

Source: Forsyth County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4635 N RIVER DR, CUMMING, GA 30041-9469
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2002 · Amount on File
Deed SaleApr 10, 2002 · Amount on File
Deed Book / Page2275 / 512
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4635 N River Dr was $5,504 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,504.00$274,840 Land $72,000 Building $202,840$687,100 Land $180,000 Building $507,100
2023$4,782.00 (-5.62%) Homeowner's exemption$249,572 (+41.2%) Land $60,000 Building $189,572$623,930 (+41.2%) Land $150,000 Building $473,930
2022$5,067.00 Homeowner's exemption$176,752 Land $40,000 Building $136,752$441,880 Land $100,000 Building $341,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4635 N River Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 N River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMMING
serves 58,661 people · EPA ID GA1170000
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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