Whatcom County property record for 4635 Morgan St, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,100 sqft · built 1980 |
| Lot Size | 0.229 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,289 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 98150 |
| Primary APN | 98150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,001 sqft (0.229 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 148 sqft |
| Patio Area | 292 sqft |
| Balcony | Balcony |
| Balcony Area | 144 sqft |
| Storage Building | 100 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 98150 |
|---|---|
| Street Address | 4635 MORGAN ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-5239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | WEST GENEVA ON LAKE WHATCOM LOTS 20-21 BLK 11 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 27 |
| Legal Subdivision | WEST GENEVA ON LAKE WHATCOM |
| Legal Block | 11 |
| Legal Lot Number | 20 21 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 805 |
4635 Morgan St is owned and occupied by two individuals.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4635 MORGAN ST, BELLINGHAM, WA 98229-5239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4635 Morgan St was $6,289.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,289.00 | $703,116 Land $344,064 Building $359,052 | $703,116 Land $344,064 Building $359,052 |
| 2022 | $593,254 Land $290,304 Building $302,950 | $593,254 Land $290,304 Building $302,950 | |
| 2021 | $4,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4635 Morgan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4635 Morgan St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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