4635 Milford Ct, Jefferson, MD 21755 Property Records

Frederick County property record for 4635 Milford Ct, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,674 sqft · built 1990
Lot Size	0.337 acres (14,672 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Nov 2011)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-320261`

Property Details

APN / Parcel Number

Primary APN	`14-320261`
Alternative APN	`320261`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,674 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,672 sqft (0.337 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	320261
Street Address	4635 MILFORD CT
City	JEFFERSON
State	MD
Zip	21755-8238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 22 SEC 1 PLAT 4 14672 SQ FT COPPERFIELD
Legal Subdivision	COPPERFIELD SEC 01 04
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	3
Census Block	3011
Census Tract	752501

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4635 MILFORD CT, JEFFERSON, MD 21755-8238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHH MORTGAGE SERVICES CORP
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2011 · Amount on Record
Deed Sale	Nov 7, 2011 · Amount on Record
Prior Sale	Dec 29, 2005 · Amount on Record
Deed Book / Page	8594 / 177
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4635 MILFORD CT, JEFFERSON, MD 21755-8238
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176400108
Date	Dec 11, 2025
Book Page	17640/108

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4635 MILFORD CT, JEFFERSON, MD 21755-8238
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0127480417
Date	Dec 11, 2018
Book Page	12748/0417

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4635 MILFORD CT, JEFFERSON, MD 21755-8238
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 MILFORD CT, JEFFERSON, MD 21755-8238

Mortgage

Document Number	0147330284
Date	Apr 5, 2021
Book Page	14733/284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,067 (+22.6%)	$474,300 (+27.64%) Land $143,200 Building $331,100
2025	$4,873.00 (+13.48%)
2023	$4,294.00 Homeowner's exemption	$358,933	$371,600 Land $102,500 Building $269,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPERFIELD serves 338 people · EPA ID MD0100037
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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