Hamilton County property record for 4635 Kemp Dr, Chattanooga, TN 37411
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 1,848 sqft · built 1969 |
| Lot Size | 0.352 acres (15,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Aug 2016) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 147N D 026 |
| Primary APN | 147N D 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,342 sqft (0.352 acres) |
| Lot Dimensions | 255 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000080559 |
|---|---|
| Street Address | 4635 KEMP DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-3017 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Description | LOT 1 DAVIDSONS ADDN TO SHAWNEE PARK PB 27 PG 15 |
| Legal Subdivision | DAVIDSONS ADDN TO SH |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3300 |
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4635 KEMP DR, CHATTANOOGA, TN 37411-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on Record |
| Deed Sale | Aug 16, 2016 · Amount on Record |
| Prior Sale | Mar 12, 2010 |
| Deed Document Number | 2016081600057 |
| Deed Book / Page | 10826 / 046 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4635 KEMP DR, CHATTANOOGA, TN 37411-3017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4635 KEMP DR, CHATTANOOGA, TN 37411-3017 |
| Document Number | 0000000148 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 13498/710 |
| Instrument | 2024012600148 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 (+20.74%) | $56,100 (+78.1%) | $224,400 (+78.1%) Land $51,800 Building $172,600 |
| 2024 | $704.00 | $31,500 (-) | $126,000 (-) Land $28,800 Building $97,200 |
| 2023 | $704.00 | $31,500 (-) | $126,000 (-) Land $28,800 Building $97,200 |
| 2022 | $704.00 | $31,500 | $126,000 Land $28,800 Building $97,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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