4635 Iron St, Vero Beach, FL 32967 Property Records

Indian River County property record for 4635 Iron St, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 2021
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$365,200 (Dec 2021)
Tax Bill$5,275 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-39-16-00011-0000-00069.0

Property Details

APN / Parcel Number

Primary APN32-39-16-00011-0000-00069.0
Alternative APN
  • 135871

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,691 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage Area513 sqft
DrivewayDriveway
Driveway Area630 sqft
PorchOpen Porch
Patio Area68 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number135871
Street Address4635 IRON ST
CityVERO BEACH
StateFL
Zip32967-7699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionMAGNOLIA COURT AT WATERWAY VILLAGE PD PODS H-I-J PBI 30-87 LOT 69
Legal Range39
Legal Township32
Legal Section16
Legal SubdivisionMAGNOLIA COURT AT WATERWAY VILLAGE
Legal Lot Number69
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3013
Census Tract50811

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4635 IRON ST, VERO BEACH, FL 32967-7699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Dec 21, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Deed Document Number3120210087393
Deed Book / Page3495 / 589
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address4635 IRON ST, VERO BEACH, FL 32967-7699
Transaction TypeMortgage
Record UpdatedMay 16, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4635 IRON ST, VERO BEACH, FL 32967-7699
InvestorPossibly a Property Investor

Mortgage

Document Number0036810886
DateFeb 29, 2024
Book Page3681/886
Instrument3120240009747
Lender
NameLOANCARE LLC
TypeMortgage Company
Address3637 SENTARA WAY, VIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueJan 1, 2052

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 21, 2021
Property Address4635 IRON ST, VERO BEACH, FL 32967-7699
Document Number0034950589
Book / Page3495 / 589
Map ReferenceMB 30 PG 87-94
Instrument DateDec 15, 2021
Instrument3120210087393
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 14, 2023
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,556.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1475 CERITREPARK BOULEVARD #305305, 305305, WEST PALM BCH, FL 33401

Transferred To (Grantee/Buyer)

NameVerified Name
Address4635 IRON ST, VERO BEACH, FL 32967-7699
InvestorPossibly a Property Investor

Mortgage

Document Number0003495591
DateDec 21, 2021
Instrument3495/591
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,275.00 (+4.35%)$386,669 (-0.88%)$429,599 (+10.12%) Land $55,250 Building $374,349
2023$5,055.00 (+5.09%)$390,112 (+17.9%) Land $34,000 Building $356,112$390,112 (+17.9%) Land $34,000 Building $356,112
2022$4,810.00$330,878 Land $34,000 Building $296,878$330,878 Land $34,000 Building $296,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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