Cook County property record for 4635 Howard St, Skokie, IL 60076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,154 sqft · built 1954 |
| Lot Size | 0.135 acres (5,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Apr 2019) |
| Tax Bill | $7,020 (2023) |
| Deeds & Mortgages | Dec 2023 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-27-301-047 |
| Primary APN | 10-27-301-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,154 sqft Living Area |
| 1st Floor Area | 1,154 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 5,900 sqft (0.135 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 4635 HOWARD ST |
|---|---|
| City | SKOKIE |
| State | IL |
| Zip | 60076-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE F (NIXON) &COS (HOWARD) AVE ADD (NUMBER3) A SU B OF PT LT2 IN SCHROEDER HEIRS SUB OF PT SW SEC 27-41-13 |
| Legal Range | 13E |
| Legal Township | 41N |
| Legal Section | 27 |
| Legal Subdivision | NIXON &COS HOWARD AVE ADD NUMBER3 |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NILES |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 807600 |
4635 Howard St is owned and occupied by an individual who bought it in April 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4635 HOWARD ST, SKOKIE, IL 60076-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Apr 18, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on File |
| Deed Sale | Apr 18, 2019 · Amount on File |
| Prior Sale | Apr 7, 2016 · Amount on File |
| Deed Document Number | 201946202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4635 HOWARD ST, SKOKIE, IL 60076-3735 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4635 HOWARD ST, SKOKIE, IL 60076-3735 |
| Document Number | 0034806195 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2334806195 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 138 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 4635 HOWARD ST, SKOKIE, IL 60076-3735 |
| Document Number | 2019007029 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4635 HOWARD ST SKOKIE IL 600763735, SKOKIE, IL 60076-3735 |
| Document Number | 2019007029 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 19007029 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 7, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 18, 2019 |
| Property Address | 4635 HOWARD ST, SKOKIE, IL 60076-3735 |
| Document Number | 1910846202 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 10846202 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4635 HOWARD ST SKOKIE IL 600763735, SKOKIE, IL 60076-3735 |
| Document Number | 1910846203 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 10846203 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Niles Township |
| Municipality | Skokie Village |
| Elementary School District | Skokie-Fairview School District 72 (PK - 08) |
| Secondary School District | Niles Township Community High School District 219 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 Land $9,440 Building $22,560 | $320,000 Land $94,400 Building $225,600 | |
| 2023 | $7,020.00 (-7.3%) | ||
| 2022 | $7,573.00 | $33,000 Land $7,965 Building $25,035 | $330,000 Land $79,650 Building $250,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4635 Howard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1981–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4635 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKOKIE serves 66,422 people · EPA ID IL0312880 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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