Mecklenburg County property record for 4635 Harper Ct, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,820 sqft · built 2017 |
| Lot Size | 0.198 acres (8,642 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,135,000 (Oct 2020) |
| Tax Bill | $13,479 (2023) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jul 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 173-091-64 |
| Primary APN | 173-091-64 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,820 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 8,642 sqft (0.198 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 173-091-64 |
|---|---|
| Street Address | 4635 HARPER CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR-2(CD) |
| Legal Description | L9 M59-246 |
| Legal Subdivision | CHANNING HALL/SOUTH PARK |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3105 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jul 18, 2025 | Warranty Deed, Transfer |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 20, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UWHARRIE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 0035137438 |
| Deed Book / Page | 35137 / 438 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 18, 2025 |
| Property Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000071683 |
| Book / Page | 39729 / 923 |
| Map Reference | MB 58 PG 393& |
| Instrument Date | Jun 4, 2025 |
| Instrument | 2025071683 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Name | Verified Name |
|---|---|
| Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000071684 |
|---|---|
| Date | Jul 18, 2025 |
| Instrument | 2025071684 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 18, 2025 |
| Property Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000071682 |
| Book / Page | 39729 / 920 |
| Map Reference | MB 58 PG 393& |
| Instrument Date | May 19, 2025 |
| Instrument | 2025071682 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 2, 2020 |
| Property Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000162384 |
| Book / Page | 35137 / 438 |
| Map Reference | MB 59 PG 246 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020162384 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1604 PRINCETON AVE, 1604, CHARLOTTE, NC 28209-1516 |
| Name | Verified Name |
|---|---|
| Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000162385 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2020162385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.12% |
| Index | 1-Year LIBOR |
| Max Rate | 7.12% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000047614 |
| Book / Page | 32618 / 374 |
| Map Reference | MB59 PG246 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018047614 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,229.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8601 N SCOTTSDALE RD STE 225, 8601, PARADISE VALLEY, AZ 85253-2727 |
| Name | Verified Name |
|---|---|
| Address | 4635 HARPER CT, CHARLOTTE, NC 28210-5418 |
| Document Number | 0000047615 |
|---|---|
| Date | Apr 20, 2018 |
| Instrument | 2018047615 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Number | 0000047616 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 32618/390 |
| Instrument | 2018047616 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1979–2008) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Aug 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures