Black Hawk County property record for 4635 Gilbertville Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,780 sqft · built 2018 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,296 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-15-326-010 |
| Primary APN | 8812-15-326-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Basement Area | 1,780 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Type | Attached |
| Garage Area | 1,350 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 4635 GILBERTVILLE RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 200 FT NE SW LYING E OF CO RD EXC ALL LEGAL HWYS SEC 15 T 88 R 12 EXC THE W 320 FT THEREOF |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 15 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | POYNER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 2700 |
Source: Black Hawk County records · APN 8812-15-326-010
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4635 GILBERTVILLE RD, WATERLOO, IA 50701-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4635 GILBERTVILLE RD, WATERLOO, IA 50701-9169 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4635 GILBERTVILLE RD, WATERLOO, IA 50701-9169 |
| Document Number | 0202516483 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025-16483 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 09, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,296.00 Homeowner's exemption | $458,590 (+13.9%) Land $84,000 Building $374,590 | $458,590 (+11.41%) Land $84,000 Building $374,590 |
| 2024 | $5,296.00 (+35.31%) | ||
| 2023 | $402,610 (+35.69%) Land $72,000 Building $330,610 | $411,640 (+34.64%) | |
| 2022 | $3,914.00 Homeowner's exemption | $296,710 Land $60,000 Building $236,710 | |
| 2021 | $305,740 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130027004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1990–2016) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2016, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 38% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures