Howard County property record for 4635 Doncaster Dr, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,434 sqft · built 2021 |
| Lot Size | 0.584 acres (25,439 sqft) |
| Owner | Individual Name on File |
| Last Sale | $887,500 (Jun 2024) |
| Tax Bill | $10,936 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-601704 |
| Primary APN | 02-601704 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,434 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,439 sqft (0.584 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 276 sqft |
| Deck Area | 66 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 601704 |
|---|---|
| Street Address | 4635 DONCASTER DR |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 30 0.5837 A. 4635 DONCASTER DR ELLICOTT WOODS |
| Legal Subdivision | ELLICOTT WOODS |
| Legal Lot Number | 30 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 602700 |
4635 Doncaster Dr is owned and occupied by an individual who bought it in June 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Oct 4, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage MCLEAN MORTGAGE CORP |
| Oct 4, 2021 | Deed, Construction Loan · Construction Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on File |
| Deed Sale | Jun 25, 2024 · Amount on File |
| Prior Sale | Oct 4, 2021 · Amount on File |
| Deed Book / Page | 22391 / 227 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0189980381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 9, 2026 |
| Property Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Document Number | 2318000500 |
| Book / Page | 23181 / 500 |
| Instrument Date | Mar 13, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Document Number | 2318000500, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 23181/500 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Document Number | 0217470151 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 21747/151 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 3, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Document Number | 0212580438 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 21258/438 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 4, 2021 |
| Property Address | 4635 DONCASTER DR, ELLICOTT CITY, MD 21043-6752 |
| Document Number | 0209750221 |
| Book / Page | 20975 / 221 |
| Map Reference | PL WAR 25039 |
| Instrument Date | May 10, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 140 VILLA WAY, YORKTOWN, VA 23693-3208 |
| Document Number | 0020975227 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 20975/227 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | May 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4635 Doncaster Dr was $10,936, up 4.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,936.00 (+4.57%) | $742,800 (+4.29%) Land $221,100 Building $521,700 | $742,800 (-) Land $221,100 Building $521,700 |
| 2025 | $10,458.00 (+4.38%) | $712,233 | $742,800 Land $221,100 Building $521,700 |
| 2024 | $10,019.00 | ||
| 2023 | $651,100 Land $261,100 Building $390,000 | $651,100 Land $261,100 Building $390,000 | |
| 2022 | $6,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4635 Doncaster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4635 Doncaster Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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