4635 Deerfield Dr, Pensacola, FL 32526 Property Records

Escambia County property record for 4635 Deerfield Dr, Pensacola, FL 32526

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,856 sqft · built 1976
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Mar 2023)
Tax Bill	$4,528 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-1S-31-4000-180-003`

Property Details

APN / Parcel Number

Primary APN	`10-1S-31-4000-180-003`
Alternative APNs	`090380226` `90380226`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	2,083 sqft
Upper Floors Area	773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90380226
Street Address	4635 DEERFIELD DR
City	PENSACOLA
State	FL
Zip	32526-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 18 BLK C & W 1/2 OF PARCEL B (BEING W 33 005/1000 FT) SD PARCEL B LYING BETWEEN LT 18 BLK C & LT 11 BLK A OF SD LAKESIDE ESTS SD W 1/2 OF PARCEL B CONVEYED HEREBY LYING ADJ & CONTIGUOUS TO LT 18 BLK C OF SD LAKESIDE ESTATES PB 7 P 27 OR 8945 P 152
Legal Range	31W
Legal Township	01S
Legal Section	10
Legal Subdivision	LAKESIDE ESTATES
Legal Block	C,W
Legal Lot Number	18
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2001
Census Tract	3301

Owner

4635 Deerfield Dr is owned and occupied by an individual who bought it in March 2023.

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Jan 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Prior Sale	Jul 8, 2004 · Amount on File
Deed Document Number	202320767
Deed Book / Page	8945 / 1524
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0066971282
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 17, 2023
Property Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314
Document Number	0089451524
Book / Page	8945 / 1524
Map Reference	MB 7 PG 27
Instrument Date	Mar 8, 2023
Instrument	2023020767
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	794 RIDGE RD, PENSACOLA, FL 32514-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314

Mortgage

Document Number	0089451525
Date	Mar 17, 2023
Instrument	8945/1525

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 31, 2023
Property Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314
Document Number	0089230762
Book / Page	8923 / 762
Map Reference	MB 7 PG 27
Instrument Date	Jan 26, 2023
Instrument	2023007431
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 31, 2023
Property Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314
Document Number	0089230765
Book / Page	8923 / 765
Map Reference	MB 7 PG 27
Instrument Date	Jan 26, 2023
Instrument	2023007432
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	4635 DEERFIELD DR, PENSACOLA, FL 32526-4314
Document Number	0081850969
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	EMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4635 DEERFIELD DR PENSACOLA FL 325264314, PENSACOLA, FL 32526-4314

Mortgage

Document Number	0081850969
Date	Oct 22, 2019
Book Page	008185/000969
Instrument	92550

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2039

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,125 Land $41,514 Building $297,611	$339,125 Land $41,514 Building $297,611
2024	$4,528.00 (+3.81%)
2023	$4,362.00 (+131.53%)	$319,424 (+86.32%)	$319,424 (+8.65%) Land $35,583 Building $283,841
2022	$1,884.00 Homeowner's exemption	$171,440	$294,000 Land $35,583 Building $258,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4635 Deerfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Deerfield Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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